New Application for MarvBear

[CBeMe]

Credit Application:

 

Your Age? 31

 

Your Equifax Credit Score? 618

Your Experian Credit Score? 651

Your TransUnion Credit Score? 674

 

How many years have you been on file with Equifax? 10 Years

How many years have you been on file with Experian? 12 Years 3 Months

How many years have you been on file with TransUnion? 12 Years 3 Months

 

YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY

 

Do you have an open auto loan? No, Paid my last two vehicles in full at purchase.

Will this open auto loan be a trade-in?

How many late pays within the last 12 months on the currently open loan?

How many late pays within the last 13-24 months on the currently open loan?

Your current open auto loan is financed with?

Your current open auto loan payment is?

Estimated amount you may be upside down in this vehicle?

Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best)

 

 

YOUR REVOLVING CREDIT HISTORY

 

Total number of revolving account(s) you have? 10

Total percentage utilized overall? 70

How many of your revolving accounts are store cards? 3

How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa) 7

How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier) 2 Orchard, 1 Merrick

 

YOUR PERSONAL INFORMATION

 

How long at your current residence? 5 Months

Do you Rent or have a Mortgage, or Live w/Relative or Other? Rent

Your Monthly Rent or Mortgage payment? $785

How long have you held your current job? Disabled Veteran 5 years

Your total provable monthly gross income is? $2471

Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, tax return, bank statements) Bank statements, can get a proof of income letter

Is there additional monthly income? What amount monthly?

Describe the source.

Is the additional monthly income provable?

Spousal income is not applicable.

 

YOUR DOWNPAYMENT

Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) $500

 

Does any credit repository contain any Public Record? NO

If yes, please very briefly describe.

 

Does any credit repository contain any Collection Account(s)? Yes

If yes, please very briefly describe. 1 PIF, 1 $45 returns cashiers check when sent

 

Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) 5, High utilization will be dropping over the next 1-2 months (due to auto accident, other persons fault, totaled my vehicle)

Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) 10

Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) 10

 

New or Used vehicle you are considering: Please very briefly describe. 2007 Dodge Grand Caravan $20,000 + tax title etc.

 

 

Thank you for your time,

CBeMe

[CBeMe]

I can go up to $1,000 on the down payment, I just noticed I didn't change that. I will also be trading in the car I have now.

[MarvBear]

approved.