"Special Medical Dispute Letter"

[Frank13]

At the top of the HIPAA Letter Process page on WhyChat's website is the following:

 

DISPUTE ANY CA ACCOUNT FIRST WITH THE SPECIAL "MEDICAL" DISPUTE LETTER AS THERE MAY BE NO VALID BALANCE DUE

 

My question is this ... if I do have a bill from the medical provider and the balance being reported by the CRA is correct, can I skip this first step and go straight to sending the "FORM LETTER TO ORIGINAL HEALTH CARE PROVIDER" along with the payment to the OC? Or is this step required as a prelude to something else later in the process?

[94B10]

At the top of the HIPAA Letter Process page on WhyChat's website is the following:

 

DISPUTE ANY CA ACCOUNT FIRST WITH THE SPECIAL "MEDICAL" DISPUTE LETTER AS THERE MAY BE NO VALID BALANCE DUE

 

My question is this ... if I do have a bill from the medical provider and the balance being reported by the CRA is correct, can I skip this first step and go straight to sending the "FORM LETTER TO ORIGINAL HEALTH CARE PROVIDER" along with the payment to the OC? Or is this step required as a prelude to something else later in the process?

 

 

The reason for sending the medical dispute letter is that it weeds out any CA that has reported your account without any real assignment or authorization from the OC.Also, it weeds out accounts that were written off, or discounted by the OC and are not valid.Lastly, IF the account is verified, it gives you the data you need to pay the OC with the HIPAA letter.

 

Whychat recently answered a similiar question in the thread linked below.I believe it's Post#2.

 

 

http://creditboards.com/forums/index.php?a...t&p=1997084

[Frank13]

At the top of the HIPAA Letter Process page on WhyChat's website is the following:

 

DISPUTE ANY CA ACCOUNT FIRST WITH THE SPECIAL "MEDICAL" DISPUTE LETTER AS THERE MAY BE NO VALID BALANCE DUE

 

My question is this ... if I do have a bill from the medical provider and the balance being reported by the CRA is correct, can I skip this first step and go straight to sending the "FORM LETTER TO ORIGINAL HEALTH CARE PROVIDER" along with the payment to the OC? Or is this step required as a prelude to something else later in the process?

 

 

The reason for sending the medical dispute letter is that it weeds out any CA that has reported your account without any real assignment or authorization from the OC.Also, it weeds out accounts that were written off, or discounted by the OC and are not valid.Lastly, IF the account is verified, it gives you the data you need to pay the OC with the HIPAA letter.

 

Whychat recently answered a similiar question in the thread linked below.I believe it's Post#2.

 

 

http://creditboards.com/forums/index.php?a...t&p=1997084

 

 

Thanks for the link 94.

 

The amounts are small ($31 & $57) and as I mentioned owed... I will do the pre-HIPAA dispute as one of the CA's is reporting a different amount ($43 rather than $31) than the statement I have from the OC. I will be out of town (again!) for the next few weeks, so I will do the disputes just in case anything is weeded out.

[94B10]

Thanks for the link 94.

 

The amounts are small ($31 & $57) and as I mentioned owed... I will do the pre-HIPAA dispute as one of the CA's is reporting a different amount ($43 rather than $31) than the statement I have from the OC. I will be out of town (again!) for the next few weeks, so I will do the disputes just in case anything is weeded out.

 

YW and Good Luck.