credit app for Marv

[cindy]

Your Age: 45v

How long have your been on file with the CRA’s? 12 years

 

Credit Scores: Please note FAKO scores are useless

Equifax? 657

Experian? 686

TransUnion? 680

 

Your Credit:

Rate your OVER ALL credit from 1-10 (10=BEST)8

Rate your installment Credit from 1-10:8

Rate your revolving Credit from 1-10: 8

 

Public Records?

If yes, please describe:no

 

Auto Loans:

Do you have an open auto loan? yes

How many auto loans are presently open? one

Are you trading in your open auto loan? no

Are there late pays on your CURRENT auto loan? no

If yes, please list the time frame.

The number of 30 days late in the previous 12 months

The number of 30 days late in the previous 13 to 24 months

The number of 60 days late in the previous 12 months

The number of 60 days late in the previous 13 to 24 months

Current open auto loan is financed with? local bank

Current open auto loan payment? 205.00

Estimated amount you may be upside down in this vehicle? n/a

Rate this open auto loan from 1-10. 10

 

Credit Cards:

Total number of revolving accounts:6

Percent utilization overall: 35%

 

Your Info:

Total Provable MONTHLY GROSS income: 3900.00

Provable via computerized paystubs or what method: paystubs

 

Your Downpayment in CASH: 1500-2000

Rebates not considered; Trade Equity not considered; cash only.

Please use a monetary value. Don't use the typical comments such as "little as possible" etc. I only hear that 4000 times a day. Cut to the chase please.

 

New or Used Vehicle: used 2004

Please describe desired vehicle: ford escape

 

Please leave any comments that your feel may be pertinent and may lend added weight for a favorable outcome

[MarvBear]

Why the need of the 2nd vehicle?

[cindy]

I need a second car for my husband as he will now be traveling 50 miles a day for work and he car is pretty beat up. My other car loan has a 5800.00 balance. And my husband's credit is not that great so I would have to apply for the loan. Thanks

[MarvBear]

You should be aproved then. Reasonable explanation.