$25,000 auto loan?

[martini90]

Your Age: 36

 

How long have your been on file with the CRA’s? 17

 

Credit Scores: Please note FAKO scores are useless

Equifax?609

Experian?625

TransUnion?614

 

Your Credit:

Rate your OVER ALL credit from 1-10 7(10=BEST)

Rate your installment Credit from 1-10: 7

Rate your revolving Credit from 1-10: 7

 

Public Records? no

If yes, please describe:

 

Auto Loans:

Do you have an open auto loan? no

How many auto loans are presently open? 0

Are you trading in your open auto loan? no

Are there late pays on your CURRENT auto loan? no

If yes, please list the time frame.

The number of 30 days late in the previous 12 months

The number of 30 days late in the previous 13 to 24 months

The number of 60 days late in the previous 12 months

The number of 60 days late in the previous 13 to 24 months

Current open auto loan is financed with?

Current open auto loan payment?

Estimated amount you may be upside down in this vehicle?

Rate this open auto loan from 1-10.

 

Credit Cards: 1

Total number of revolving accounts: 2

Percent utilization overall: 40%

 

Your Info:

Total Provable MONTHLY GROSS income: 3200

Provable via computerized paystubs or what method: self employed, bank statements

 

Your Downpayment in CASH: 3000

Rebates not considered; Trade Equity not considered; cash only.

Please use a monetary value. Don't use the typical comments such as "little as possible" etc. I only hear that 4000 times a day. Cut to the chase please.

 

New or Used Vehicle: used

Please describe desired vehicle: Acura TL

 

Please leave any comments that your feel may be pertinent and may lend added weight for a favorable outcome

Will be trading in nice 2001 Honda Civic EX Coupe

 

So?.....

Thanks

[MarvBear]

ever had an auto loan or comp credit?

[martini90]

I've had 4 auto loans, 2 mortgages.

[MarvBear]

Approved.

[martini90]

Cool, thanks!

[martini90]

Guess I should've asked this in the original post, but what sort of interest rate am I likely to get?

[MarvBear]

APR should be commensurate with your score from the bureau used to marigolds your creditworthiness at the actual time of application.

 

See dealer for details.