Holy Crap...Carnival Sea Miles MasterCard!!!

[whodunit24]

    APPROVED FOR 2000.00!!!!

Thanks for the tip on the  card.. I SWORE I was done with my applications but I want to go on a cruise!!!!!!!!!!!!!!

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Deatails, deatails, come on spit them out!!! Congratulations!!!!!

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TU 707 no baddies but LOTS of new accounts and inquires. I had to explain why so much new credit, which I did. I have a balance showing of like $40 on my target card and good payment history. Everything else zero balance.

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household income? Can I include my fiance's income with mine since we live together or are they going to ask for proof?

[nyrfann]

    APPROVED FOR 2000.00!!!!

Thanks for the tip on the  card.. I SWORE I was done with my applications but I want to go on a cruise!!!!!!!!!!!!!!

<{POST_SNAPBACK}>

 

Deatails, deatails, come on spit them out!!! Congratulations!!!!!

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TU 707 no baddies but LOTS of new accounts and inquires. I had to explain why so much new credit, which I did. I have a balance showing of like $40 on my target card and good payment history. Everything else zero balance.

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Credit is a weird thing. Look at your report then look at mine everything says your report is in better shape yet I get the higher credit limit, WEIRD!!

[Q]

All them negs, looks like you burned alot of bridges with prime CC issuers.

 

Congrats on the approval though.

[gottaplan]

    APPROVED FOR 2000.00!!!!

Thanks for the tip on the  card.. I SWORE I was done with my applications but I want to go on a cruise!!!!!!!!!!!!!!

<{POST_SNAPBACK}>

 

Deatails, deatails, come on spit them out!!! Congratulations!!!!!

<{POST_SNAPBACK}>

TU 707 no baddies but LOTS of new accounts and inquires. I had to explain why so much new credit, which I did. I have a balance showing of like $40 on my target card and good payment history. Everything else zero balance.

<{POST_SNAPBACK}>

household income? Can I include my fiance's income with mine since we live together or are they going to ask for proof?

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Yep household income...

[gottaplan]

    APPROVED FOR 2000.00!!!!

Thanks for the tip on the  card.. I SWORE I was done with my applications but I want to go on a cruise!!!!!!!!!!!!!!

<{POST_SNAPBACK}>

 

Deatails, deatails, come on spit them out!!! Congratulations!!!!!

<{POST_SNAPBACK}>

TU 707 no baddies but LOTS of new accounts and inquires. I had to explain why so much new credit, which I did. I have a balance showing of like $40 on my target card and good payment history. Everything else zero balance.

<{POST_SNAPBACK}>

Credit is a weird thing. Look at your report then look at mine everything says your report is in better shape yet I get the higher credit limit, WEIRD!!

<{POST_SNAPBACK}>

 

She just took my highest showing limit then matched it. For some reason my Walmart Discover is showing a 3000. CL which it is, but stating in a different place on the report that is at $2000.00. Yes, credit is weird...

[whodunit24]

all filled out.. just have to hit apply. God, I hate when that decline screen comes up. I guess we will see.

[nyrfann]

All them negs, looks like you burned alot of bridges with prime CC issuers.

 

Congrats on the approval though.

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I did and that includes Amex which has been removed but I do have both prime and sub prime card at the present time. I was 17 when I first received a CC, claimed BK at 29. Oh well live & learn.

 

Is Juniper prime or sub prime?

Edited June 14, 2005 by nyrfann

[nyrfann]

    APPROVED FOR 2000.00!!!!

Thanks for the tip on the  card.. I SWORE I was done with my applications but I want to go on a cruise!!!!!!!!!!!!!!

<{POST_SNAPBACK}>

 

Deatails, deatails, come on spit them out!!! Congratulations!!!!!

<{POST_SNAPBACK}>

TU 707 no baddies but LOTS of new accounts and inquires. I had to explain why so much new credit, which I did. I have a balance showing of like $40 on my target card and good payment history. Everything else zero balance.

<{POST_SNAPBACK}>

Credit is a weird thing. Look at your report then look at mine everything says your report is in better shape yet I get the higher credit limit, WEIRD!!

<{POST_SNAPBACK}>

 

She just took my highest showing limit then matched it. For some reason my Walmart Discover is showing a 3000. CL which it is, but stating in a different place on the report that is at $2000.00. Yes, credit is weird...

<{POST_SNAPBACK}>

Don't kow how they figured mine but they should have matched Patelco's 10K credit line!

[whodunit24]

chocolate, I applied got all the way through it and it the end there was an error and it didnt give me a confirmation. It said your seconds away from your decision then it gave the error. I tried to do status check and it said no applications match the data you entered.. what the hell? Should I apply again?

[whodunit24]

OHMY GOD I got it..... 1000 credit line, WOW

 

edited to add it was instant. This is the only card I have ever gotten an instant on Im pretty sure. And Its my highest Credit line so far. I am so excited. Thanks for posting this link (whoever did)

Edited June 14, 2005 by whodunit24

[nyrfann]

OHMY GOD I got it..... 1000 credit line, WOW

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Cool, congrats!

[whodunit24]

OHMY GOD I got it..... 1000 credit line, WOW

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Cool, congrats!

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Thanks that made my whole day. I figured I was stuck with orchard bank for the rest of my life. ahhhh that feels good.

[yurarse]

I applied for the Airtran. If I apply for Carnival, do u think they might approve me or still have to wait 10 days?

[whodunit24]

Should I BT my orchard balance over to this card? The balance is 285.10? I guess it will make utilization look better..285 looks better on 1000 than it does on 500. Did that make sense at all??

[mrskippy]

On phone with em now.

 

Declined due to:

 

Too many cards with balances.

[mrskippy]

YIKES!!!

 

APPROVED...

 

$4,000

 

Wowzers!!!!

[whodunit24]

YIKES!!!

 

APPROVED...

 

$4,000

 

Wowzers!!!!

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Congrats.. good for you.

[pryan67]

Should I BT my orchard balance over to this card?  The balance is 285.10?  I guess it will make utilization look better..285 looks better on 1000 than it does on 500.  Did that make sense at all??

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Yep...great idea...(but it's better still to pay it down AND transfer it)

[whodunit24]

Should I BT my orchard balance over to this card?  The balance is 285.10?  I guess it will make utilization look better..285 looks better on 1000 than it does on 500.  Did that make sense at all??

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Yep...great idea...(but it's better still to pay it down AND transfer it)

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I plan on paying it off within the next 2 paychecks.. On the balance transfer page it ask for account number and amount. Do they mean the credit card number I dont have a recent paper statement. How do they transfer it?

[pryan67]

yep...the account number...

 

they generally x-fer it electronically, but sometimes they actually send a paper check

[whodunit24]

yep...the account number...

 

they generally x-fer it electronically, but sometimes they actually send a paper check

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thanks pryan..

[mrskippy]

BTW, when I called for reconsideration, guy said I was declined due to too many balances on something like 11 cards. Guy looked and saw that two were AU cards. Scratch those from my liability, but count them as an asset towards score.

 

He than saw that most of my cards were very low limit and there were very low balances on most of them. Guy went to credit guys and they looked everything over again. Explained that I may actually want to BT some of the stuff on my credit file.

 

Anyways, I was sorta expecting them to balk at approving me. Last I checked, the BK and an open collection still showed on TU (which makes me wonder if they weren't deleted today ... which means Chase here I come).

 

When guy said I was approved, I expected him to say ... but only for $500. When he said $4,000 I was shocked.

 

The question than is: How is Juniper with CLIs? And, how is Juniper with holding multiple card products. Interested in the Apple account and possibly one of their airline products.

[yurarse]

I called and got Declined. They said wait for the letter and call back

[jenyphur]

I called and got Declined. They said wait for the letter and call back

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Do you have a BK? Thanks.

[mrskippy]

I called and got Declined. They said wait for the letter and call back

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Did you apply online? If you apply online, go check the status at http://www.myapplicationstatus.com and you'll see the letter. Just give them the reference number from that and your good.

 

FYI ... my BK still showed as did the collection (which reports as closed/unpaid and in dispute).

 

Interesting.

 

BTW ... I called another number at first and they were playing with me, by telling me they don't do reconsideration and you can only apply once every 90 days. Perhaps that's someone from the CrapOne days (which used to issue the card).