OC says they will have Chex delete DH's entry

[Redundant2]

DH overdrew his local checking account in 2006. When I found out about it, I PIF and kept the account open. DH still uses it as his main checking and everything is peachy. The CO was deleted off all 3 CRAs when I contacted the bank and requested they do so.

 

We toddled along, happy as clams, until DH attempted to open an Alliant CU savings account and was denied for Chex. Again, the OC local bank was extremely responsive and said they would contact Chex immediately and have it removed. Said it might take up to 30 days.

 

Other than waiting to see if the OC's request that Chex remove the entry does the trick, do you have any other advice for us? Mainly, I want to find out if Chex will absolutely delete the entry if the OC requests they do so. It never went to a CA and was not in arrears for more than 3 months.

 

*If* Chex won't remove at the request of the OC, what recourse do we have?

 

Thanks!

[mca]

If the OC is the reporting bank then yes chexsystems will remove you at their request.