WFNNB Goodwill .... accepted!

[mmstoned]

I came home today and had a letter from WFNNB.

 

Initially I had sent a goodwill letter to the store where I purchased some furniture many years ago and was declined. They said they contacted WFNNB, but the back wouldn't do anything. So I sent WFNNB one directly and got favorable results. Although I'm kind of confused by their letter.

 

It essentially said that they'd be removing the 30-day late pays that were reported in the past two years (four in all) and that this info should be reflected in 30 to 45 days with the CRAs. The weird thing is that I don't have any late pays after July of 2003 according to my CRs. I do have a contact person and phone number so I'm thinking about calling next week. They also said I could dispute with the CRAs after that time.

 

Has anybody had a reply like this before?

 

So it's a good thing ... albeit confusing at the moment.

 

Just wanted to share.

[tconley]

Sounds similiar to my experience with a Citibank GW letter. They sent a response stating that they would remove the lates from my credit reports within 30 days. If the CRA's didn't remove the lates, I could forward the letter or dispute. The dispute worked with TU. EX and EQ deleted on their own.

 

What lates were you asking them to delete?

 

Also, I have a some old Structure lates...would you mind sharing the address you sent your letter to?

Edited September 29, 2006 by tconley

[mmstoned]

I didn't reference any specific lates - just that I've been good since July 2003. I'll just see what happens. I'm tempted to call them though, but I want to wait until the lates are removed. Who knows .. lol

 

The address I used was:

 

WFNNB

Attn: Ivan Szeftel, President

800 TechCenter Drive

Gahanna, OH 43230

 

Good Luck!

[tconley]

I didn't reference any specific lates - just that I've been good since July 2003. I'll just see what happens. I'm tempted to call them though, but I want to wait until the lates are removed. Who knows .. lol

 

The address I used was:

 

WFNNB

Attn: Ivan Szeftel, President

800 TechCenter Drive

Gahanna, OH 43230

 

Good Luck!

 

Thanks! ::fingers crossed::

[sparksnvwriter]

Hmm. You'll have to see if they mistyped their letter and really meant they'd delete all lates, or if they screwed up and are only going to re-report the currents you already have over the past two years.

 

I hope they just mistyped and meant to say that they would delete all lates! Good luck!

[mmstoned]

I'm just gonna call 'em on Monday. No use in spending the weekend trying to guess.

[mmstoned]

Well ...

 

I spoke to the person who sent me the letter stating that they'd remove all the late pays within the past 24 months. She stated that their system only show the past 24 months and that I could send her the parts of my CR that deal with the account in question and she'd see what she can do. She also stated that they would have to do some digging but she'd be more than glad to help.

 

My question is do I send her the info and continue along this path or assume that they won't dig out the info and disupte the account with the CRAs?

 

The account hasnt' been late since June of 2003 so I dont think it's dong too much damage to my FICO, but I want it off.

 

Thanks for any thoughts and comments. I have the letter and enclosures ready to go I just wanted to get some insight before I act.

[mmstoned]

Just an update for interested parties. The TL is clean with all lates removed.

 

mm

[moneymama]

I have a paid CO that I tried to Goodwill and NO WAY JOSE!

 

I sent a letter to the CEO and got a response back with a big NO!

 

Oh well, another year till it falls off. Man, WFNNB is a bugger!

[CreditDespair]

I have been successful in the past just by asking over the phone. I had three 90 days with WFNNB (Vicky's Secret) and have been very lucky to find som amiable reps who deleted ALL negative tradelines. This was pre-CB, so I consider myself extremely lucky with this card.

[mrbill]

Moneymomma send it to this guy: J. Michael Parks, CEO...Alliance Data Systems...Dallas, TX.... I forgot the street address and zip code.....You can google Alliance and get that... I sent a letter to him 3 weeks ago about a charge-off and BAM....gone and got a letter of apology......GOOD LUCK

[HopefulOneL]

WFNNB

Attn: Ivan Szeftel, President

800 TechCenter Drive

Gahanna, OH 43230

 

Bumping to find out whether this is still the correct address for WFNNB. I was denied for J. Crew card and want to resend a recon letter. Please advise if I need another address. Thanks, HopefulOneL

[mmstoned]

That is where I sent my goodwill to them.

 

Good Luck!

[TheNewestGuy]

I've also sent two goodwills to WFNNB about a paid CO. You can forget it, they don't deal with you that way. I'm going to go the nutcase route now.

[moneymama]

Moneymomma send it to this guy: J. Michael Parks, CEO...Alliance Data Systems...Dallas, TX.... I forgot the street address and zip code.....You can google Alliance and get that... I sent a letter to him 3 weeks ago about a charge-off and BAM....gone and got a letter of apology......GOOD LUCK

 

Who is Michael Parks and how can he help me? I would be willing to send him something, but I don't know how we relates to WFNNB. Thanks!

[HopefulOneL]

Moneymomma send it to this guy: J. Michael Parks, CEO...Alliance Data Systems...Dallas, TX.... I forgot the street address and zip code.....You can google Alliance and get that... I sent a letter to him 3 weeks ago about a charge-off and BAM....gone and got a letter of apology......GOOD LUCK

 

Bumping because I would also like the answet to moneymama's questions. Who is he and how will he get her goodwill done?

[HopefulOneL]

CEO: J. Michael Parks

Address: 17655 Waterview Pkwy., Dallas, TX 75252

Phone: 972-348-5100

 

I have a few things...

 

First, I want to send letters about 3 different WFNNB cards. I have a 30 day for each from January 07, due to simply overspending. But, I am paying off ALL my CC debt within the next few days. Should I send to this person/address or no? And, should I send one letter referencing all three accounts, or should I send three different letters?

 

Also, regarding a recon for WFNNB (JCrew), where should I write? Someone with correct information, please respond.

 

Lastly, for anyone interested, I called that number listed above about 2 seconds ago. I didnt talk to the person , but its 1:04 am EST and a person picked up.

 

That will be all. Goodnight/morning, CBers!

[HopefulOneL]

bumping... any help is appreciated.

[moneymama]

So I never found out how J. Michael Parks can help me.....I would love to give it a try, I just need some more info. Thanks!

[mmstoned]

FWIW the goodwill I sent to WFNNB was sent to

 

WFNNB

Attn: Ivan Szeftel, President

800 TechCenter Drive

Gahanna, OH 43230

 

Good Luck!

[moneymama]

Yeah, I had already sent it to Ivan with no luck!

[mmstoned]

Did you get a reply at all?

[collaredfairy0304]

I have been successful in the past just by asking over the phone. I had three 90 days with WFNNB (Vicky's Secret) and have been very lucky to find som amiable reps who deleted ALL negative tradelines. This was pre-CB, so I consider myself extremely lucky with this card.

[/qu

how does the getting negative tradelines work, or how to i get them to just report it differnly, like paid collection

[mmstoned]

The goodwill letter is nothing more than a letter saying that you messed up for whatever reason and asking them if they'll remove the negative notations on your credit report.

 

A paid collection is just a damaging as a an updaid one AFAIK.

[CreditDespair]

I have been successful in the past just by asking over the phone. I had three 90 days with WFNNB (Vicky's Secret) and have been very lucky to find som amiable reps who deleted ALL negative tradelines. This was pre-CB, so I consider myself extremely lucky with this card.

[/qu

how does the getting negative tradelines work, or how to i get them to just report it differnly, like paid collection

 

 

Write a GW letter. Like I said, I got lucky and I was pre-cb. But my account wasn't charged off and didn't go to collections. They just took away my credit limit for a little while, then reinstated it after 6 months of consecutive payment and a $ balance.