boostsaves

Everything is going to be a fee soon Trust me. The banks were crying that this new law was going to cripple their business lol... hogwash. They all are reporting record profits. Some crippling effect.

Its a psychological barrier. Once it's broken then the sky is the limit.

Jack, most of the people on these boards have received so much inspiration from what you have done, and taught the community. Congrats on your accomplishment as well. I raise the glass to you To everyone else, thank you so very much, and I wish you all luck in your dealings with the dirty bankers.

Congrats! For Amex Zync, did they pull Experian? If so, did you have any negatives left on Experian? What was your FAKO? Thanks! As far as I know they only pulled EX. I had 5 lates total. 3 30's a 60 and a 90. All the lates were 4+ years, and the one 30 was 3 years ago. 2 years AAOA. 5.7 yr credit history, 2% utl. 3 new accounts more then 6 months old, and 1 new inq. I don't know what my ex fako is. I had a delta amex i got in 2008 and they canceled it in 2009 basied on my balances i had on other cards and lates already on my reports that they approved me with lol, that may have done something special, but i doubt it. I would assume my ex score is a tad higher then my TU score since i am missing a 4year perfect payment history car loan on TU.

Like the Title says I just fed the monster and I'm at 701 EQ and 729 TU. When I started credit repair in Feb of 08 I was at 560 EQ, and 610 TU. 800, Here I come! To celebrate i just applied for an amex Zync..... Approved!!! oh happy day.

Transunion but, I'm told the dealer CAN make a special request for EQ or EX. ah, I figured it would be tu. A lot of car dealers in nj like tu. So if they choose another option that's fine, but will they pull all three?

Does anyone know what bureau Honda pulls for NJ?

Wow, score one for the good guy. Maybe he was drunk.

They will send it to co. They did to me.

Call me crazy, but that Homewoners Insurance looks a little out of whack. 2k for one year?

bump for help

Good mourning, i have a question about successfully disputed lates. I have disputed this one late from sst columbus for the 4th month in a row. The late gets deleted every time i dispute with a copy of my cr to confirm. Now every month when sst columbus reports they slap the late back on...... wtf the account has been closed for 2 years now

understand, thanks for the help marv

i would have to search through my boxes of documents but i almost 100% i would never even apply for anything that had a a/f (ex amex delta but thats a different animal

I have a commerce bank checking account since ive been 18 that needs a balance of 2,000 to avoid a "account maint fee" ok fp, and they have questionable customer service. But since the td merger things may change maybe not. However they do have a free change counter , and pens which keeps me coming back for more.