keam7095

Its on one of my CRs Esperian. You are correct I need to stay off the phone. Should I just send a Not MIne letter to CRA? I think I need to have the CA validate?

Greetings CB, A CA called Credit Solution Corporation claims I owe money from a past credit card debt from WAMU. But I've never applied for a credit card from WAMU EVER! And now its on my CR. I called WAMU and they say they have no record of me ever having CC account with them. I call the CA and informed them their records are wrong and could they please verify the debt in writing. Well, they got pretty nasty on the phone, however I kept my cool and informed them I was aware of my rights under the FCRA. At that point they hung up. Soon after I sent a DV letter CRRRM. However, i got the letter back unsigned. I was going to do a 1, 2 punch. But I'm not sure what my next step should be now...any suggestions? anyone? Should I send a second letter? Thank you, Keam

Thank you...and bump

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Last year. I owed the IRS money. I paid them in full by Jan 2005. At the time they had my account in their collections dept and they filed a lien. However, I contested the lien because they never gave me an opportunity to respond to the money owed. They agreed and sent me an apology letter basically stating they inadvertently filed the lien. Here is the problem. The lien appeared on my credit reports. I sent a letter to each one explaining the situation along with a copy of IRS letter. I asked each one to please remove lien from my credit report. TransUnion did it immediately, however, Eq and Ex won't budge. I've sent them each 2 letters. All I get is a computer print out saying lien was filed by IRS. What should i do? Do I need to change my letter..is there another way?

Got it! Thank you very much.

Esperian NCAC PO BOX 9595 Allen, TX 75013-9595

Why?

Thanks again do you have a contact number for Experian?

My bad..Can I edit that?

Thanks..but I sent it to Experian not Equifax

There was no reason listed....I just get this orange slip from the post office saying letter was returned. I checked the address serveral times and no luck. Are they trying to encourage people to use online service??? Not certain what I should do next?

Has anyone experienced this? I send two disputes to Experian by mail (and I green card them). Only to have my dispute letter returned in the mail...saying they won't accept. This is strange this hasn't happened to me before. Is there a new address for Experian? and does anyone have their customer hotline number? Thanks Keam

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