hshearer

Thanks! Hopefully it will take a shorter amount if time then they expect!

Sounds good! It took the bank 3 weeks to approve my short sale. Both myself and the seller were dealing with chase so I don't know if that sped up the process. Good luck and keep us updated! I am flying out tomorrow to pick up my keys and set everything up. Doing the close from 2000 miles away was a pain but tomorrow I will be walking into my house!

I would make sure you get a copy of the signed agreement. My realtor emailed mine as soon as he received it. I will have to check my file but I thought I had to sign additional documents

When my offer was accepted by the owner I had to sign the contract and it then showed active contingent. I also paid my ernest money at that point so that the owner could not accept any other offers for 60 days while waiting for the bank to approve. Your realtor should send you paperwork to sign if the owner accepted. Hope this helps. Let me know if you have any questions I could help with. Heather

Good luck! I hope it goes smoothly! I just closed on a short sale. I put in my offer on August 6th and closed October 1st.

I just sent my information to my lender. I put in an offer on a short sale. The buyer accept and now we are waiting on the bank. My loan officer said I could send my paperwork in so all that is done. I think he was surprised that I got all the info to him within 10 minutes. -signed request for tax transcripts (they had 2011, 2010, and 2009 listed) -2 years w-2 -2 bank statements (I also include copies of checks I deposited) -2 months 401k statements -1 month worth of paystubs Hope this helps!

Thank you. What the mortgage agent said is that is what is needed after I go under contract. I have any additional info if they should need it. They also said if I use a chase checking account and auto payments they will give back 1% of the principle per year up to $500. Now just to find my dream house!

Next month I will be heading to Arizona to look for a vacation home. I am looking for around 130,000. My only debt is my mortgage that I only have 36,000 left on with a monthly payment of 774 including escrow. They said my middle score was 805 , salary of 78K and 20% down in checking and 189k in 401k, 20 years with the same company. I contacted Chase to get pre-approved. They gave me a Mortgage Conditional approval letter. What I found interesting is they gave me a list of information needed and they only want 1 checking account statement, 30 days worth of paystubs and the latest statement from my 401k. They also gave me a request for transcript of tax return for 2011, 2010 and 2009. The loan officer just said for me to let him know when I found something and they will finish the process. They also gave me and estimate of closing costs and total due at closing. So is it as easy as they are making it seem?

I talked to Discover and they told me they report the Friday after the statement close date. Since my statement date was the 21st they told me they will report on the 27th. Still trying to figure our Chase.

I pay everything online. The payments hit on 12/29. I will wait until Friday and if the amounts are not updated I will contact chase and discover again. Thanks for your help!

Thank you!

So at the end of December I paid off all my charges (paid off 25,000). I also upgrade my Chase world elite to Presidential world elite. With the upgrade came a new number they also told me that they keep the old card open for 60 days to give time to change over any auto pays. So for my three cards that should show balances: Amex platinum (closing date January 18th), Discover (closing date January 21st credit line 11,200) and Chase (January 18th credit line19,900) there should have been balances of $97 Amex, $150 Discover, and Chase $197 all charges after the statement date. Discover has not posted my payment (3123.00)and Chase has two accounts showing now and have not posted my payment(10,784). I also have a couple cards without balances. So instead of $444 in credit card debt less than 1% utilization it is show 4 accounts and 16% utilization. On my negatives it says too many cards with balances and my score dropped from 785 to 771. I called chase and they are opening an inquiry and said they would send my details of when and how they report. So does anyone know when Discover and chase report balances? Everything else show excellent. No missed payments, 23 years 2 months credit hisoty with average age of 11 years, and no inquiries. They only other account showing is my mortgage that has never been late. I was hoping to hit the 800's instead I got a 15 point hit. Thanks Heather My cards with zero balances: Kohl's - $1200 CL Universal - $18,000 Capital One - $4200

This was just in my local paper. http://www.poconorecord.com/apps/pbcs.dll/...25002/-1/NEWS05

I ordered a 2007 Chevy Equinox in August 2006. I received the vehicle Oct 2006, however, there were issues with the rims that held my order up. It ended up being 8 week from the time my dealer sent the order until it was received. It took a week from the time the production was done until it got to my dealer, so transportation time from Canada to Pennsylvania was about a week.