gatecaller

+1 I have the exact same inquiry on the same date. I have never heard of them, didn't apply.

I just got my letter today. $2000 limit bumped to $7600.

I had a similar situation a few years ago. I sent a hand written letter to cra{yellow paper, purple ink.}It said I was disputing this tradeline. I was aware that collection agency was out of business. If the cra verified it , please include info and name of who verified it so I could procede with legal action against them and credit reporting agency. It was gone in two days.

Thanks for all the answers. I talked to an attorney here in Kentucky where I live. He is the one who said I would have to file in the agencies home state.

I had a collector call me by phone. I responded with a timely dv with no phone calls. They never responded and continue to call my cell and 45 days later they insert on my reports. I kept perfect records and contacted a lawyer today. The guy advertised as a collections expert. He advised me I have no case and to sue would be cost prohibitive, because I would have to fly to the west coast and sue where the agency is located. Huh?

Thanks guys. It is the same company I dv'd. They call on my cell phone so I can use my statement to show how many times they called since getting do not call letter. I also saved about ten automated voice mails on my voice mail. The debt is beyond sol so I am ok there. They just put it on my report a couple days ago, even when they never responded or stopped calling.

I will try to keep this short. I have used the info on these boards and cleaned up and am plus 700's now. Two months ago started getting 800 calls and called back. An agency calling for a $300 debt very old and not verified when disputed to past collector. I told them to send me something in writing and stop calling me. I instantly sent letter {cmrr} requesting validation of unknown debt and no phone contact. Silence for two weeks after they sign for letter, then phone calls begin again. At least twenty calls over last month , sometimes I answer and tell them to stop calling and send something in writing. Yesterday they insert as a new collection on equifax tanking my score 80 points. My question is with my letter , my cmrr green card, and my phone records, is this enough to contact a lawyer? My other diputes went away easy. My records are well organized, but I have never tried to sue a collection agency and just seems like I should need more.

I have a question about disputing mortgage lates. I had a terrible company servicing my mortgage. They would report lates even after the payments were mailed plenty early to not go past 30 days. There were four 30 day lates from three to five years ago. Around a year ago our loan was sold to a new company and we have a new service company. If I dispute these lates who will have to verify them ? On my report it reads as if this new company has had it all along. Does anyone think the new company will not fight it or do I go begging for goodwill , and if so , who do I beg to?

I have an inquiry on my equifax report from Equifax Canada. This has a Quebec address. How can Eqifax canada pull a hard on Equifax. I have never applied for credit in Canada and never been to Quebec.Does anyone know how to address this ? Can a person in a foreign country even pull an American report ?

I must have got ten calls today from Jason Head plc in Virginia. I have never got anything in writing. Anyone deal with them before?

I found it . It is vincent Cignarele law office.

I sent a dv to Mckelvey with a limited c and d . I now am receiving calls from Vincent Signorelli law office. I wanted to know if anyone knows who they are.

I have a question about United states collection agency. They keep updating a collection on my credit report. I have not recieved anything from them but started to get calls from Mckelvey law offices. I then recieved a letter from Mckelvey so I instantly sent out a Dv letter with no phone calls.Mckelvey called all my relatives looking for me. One week after signing for my dv at Mckelvey, United states ca updates my credit report as a fresh derogatory and list that they can not locate me. I am now recieving calls from Jefferson capitol on this same debt . This is all in a one month period. The debt is beyond sol ,but how many people should be collecting this same debt? Can they update all the time ? I get a trucredit alert every time as a new derog.

I have been contacted by a collection company on a bill incurred while in canada. I live in the U. S . The bill was paid in Canada and no money is due. The company says I must pay again if I can not prove it to them. Can I be sued if I can't find my info? I am not really sure how to proceed.

I was in the same boat. Won money , two days later they say my bank routing number was wrong. They took my profit and deposit so we were even . One year later get a collections notice that has I have a returned check with their client Poker Stars. I sent a Dv saying " not mine " and they were threatining collections on an alleged illegal transaction. That was the last I ever heard about it.