Kimickey

Good afternoon, I hate to sound like a broken record. I know I'm late, I'm just finding this thread. I would like to know if someone kindly PM the Chase information to me as well. Breeze, I've been a member here since 2007 but have been away for a while, would you mind adding my PM privileges? Thank you in advance, I truly appreciate the assistance :-)

Thanks all for responding. Clambert, I completely understand. I nailed Cavalry on the down low and got rid of them with help from the people here. Lynn I sent you a private message. I'm more than willing to help anyone here with the success I've had here over the past two years.

Thanks for the quick response. If you dont mind me asking, were you able to get rid of them? If so did you post your success here?

I have DV'd Midland on several occasions Certified Mail of course and to no avail no response from them. Friday I sent a complaint to BBB regarding Midland and wha-la they respond to the BBB immediately! I'm not sure what I should do, because I dont want anything to bite me in the booty. So is there anyone here who has had this issue happen to them and what did you do, I want to nail them for good? Thank you in advance for all of your help. Here is how they responded: Dear Kimickey : The Better Business Bureau has received the complaint that you submitted on 4/17/2009 12:30:51 PM against Midland Credit Management Inc. For your records, this complaint was assigned ID ###### in our system. Before processing the complaint, we need you to provide some additional information. Please respond to the following points: ***Midland Credit Management has indicated they cannot disclose confidential information without your consent. Enclosed/Attached is a disclosure form which needs to be signed and mailed, faxed or emailed back to our offices within 14 days of receipt of this notice. Without this form we will be unable to assist you further. Our fax number is 858-496-2141. Also, can you send copies of return receipt signed by the company showing you responded with a request for validation of the debt within 30 days of receiving the first correspondence from this company. Please be sure to reference the case ID number upon returning the disclosure form. Once you respond, we will review your complaint again and follow up with next steps. Thank you for your prompt reply. Regards, The Better Business Bureau

Oh I noticed that too...I was like good damn considering I''ve been without a car payment for a while. However i realized with this purchase that I proabably will have a car payment for the rest of my life... Monday will be when I set up my allotment so another reality will hit me again

Yes - I know that feeling...I was like dang I gotta pay all of that back??? And it hit me even more when I sent the promissory note back to them today... But I'm more than happy to especially when I push the start ignition and to hear the engine hum, smell the new car scent, play with all the gagets on the steering wheel and Nav system and to feel the AC...I'm very happy about the purchase.

Yep I bought at 2009 Camry XLE loaded two Saturdays ago financed thru NFCU and yes the 32k has already shown up in my account list...I about passed out too! However my payment isnt due until July 26th...I thought that was great because I was preparing myself for the first payment the first of July... I love my new baby!

May I offer my opinion please I too bank with USAA and was denied an auto loan with them. I recently became a memeber of NFCU and was approved for one of their Visa products for 10k. I figure why not push my luck and apply for a car loan two weeks ago for 35k. My thought was exactly yours, if they approve me for the car loan I'm switching my direct deposit! I applied two Saturday's ago and while vacationing in the Dominican Republic last week I checked my email one night and saw I had a message from NFCU. Opened their message and BAM car loan approved! No haggle, no proof of income, no proof of W-2's just a flat out yes! NFCU has earned my business from me to switch banks. I've been with USAA for over 10 years and love them, however NFCU just blew them out of the water. I will keep my car insurance and a bank account open with them however NFCU will get my money each pay! By the way, I went and purchased my car yesterday 2009 Toyota Camry XLE V6 loaded!!!! I didnt use the entire 35k. My NFCU preapproved check was waiting for me in the mailbox when I returned home from the Dominican Republic Wed night, it had not been a week since getting the approval. Not only are they right on the money, they are fast to deliver on their promise

This CU never ceases to amaze me...They are unbelievable. I had to say this and I'm on vacation in Punta Cana, Dominican Republic. NFCU preapproved me for 36K on an auto loan. Plus last week I was approved for the nRewards visa for 10k. I hate to say this but I'm going to have to use USAA as my secondary bank and switch my direct deposit - they've been very good to me. However NFCU just blows them out of the water.

I applied yesterday and was instantly approved for NFCU nRewards Visa with a CL of $10,000

Yes right after joining today and getting my access number I dove in to see what type of splash or non-splash I would get. I applied for the NavyNrewards Visa card and got this instantly: Congratulations! Based on your creditworthiness, you have been approved for a nRewards Visa credit card. Your new credit line will be $10,000.00. Your APR will be 13.90%. You should receive your new card(s) in 7-10 normal mail delivery days. I just about fell out of my chair. It's my highest credit limit to date! EQ score: 622 (dropped a couple points a few days ago due utilization on my Hooters account) No where near the limit however a balance reported. Oh well, next month. One CO baddie from 2001 thats being disputed. Lots of new accounts within the past 5 months. I plan on applying for their Mastercard and auto loan soon however I want to dispute some other stuff and will do that after I get my results back. I just wanted to test the waters today and it paid off. I'm happy with just one card with them right now. I want to establish a relationship first for!

DING! I'm in. I joined two hours ago! Just went to the screen to find my access number and bingo it popped up!!!! See ya later Pen Fed

I just joined a few minutes ago and put Pentagon as my base. Went thru so far, we shall see if it's an issue once they process the application.

I opened my Macys account this past Feb with an initial cl of $300. I called the other day to get my GLI and was increased to $1500. I also used the in store phone by customer service for my GLI. Once August rolls around, I will be using the same phone for my second GLI as well. Good luck

SSSAAAWWWEEETTTT!!!! I'm active duty Air Force and have been patiently waiting for NFCU to open their membership DOD wide. I guess I can wait until tomorrow to open my account, and give Pen Fed the boot!