nylady

Hello All How long did you have the account before getting the increase? I started out with $200.00 and after 3 months was given a CLI of $300.00? I spoke to a csr who told me that accts are reviewed every 30 days for a possible CLI. Wonder what the secret formula is. Thanks nylady

Hello All, I placed a fraud alert on my file to see if Experian would delete inquires. I disputed 10 of the 15l as not mine . I recvd a letter from them today stating that "by law your personal CR must list all who have requestd info. Requests remain on your report for up to 2 years. Accoring to the FCRA, businesses with a permissible purpose may view your information. SOme examples are: current creditors to monitor accounts, other creditors who want to offer preapproved credit, etc." Now I'm thinking. If that's the case wouldn't these people do soft pulls instead of hard pulls? HELP! I would really like to get these deleted. If I could do that then it would be a great accomplsihment. I'm going to send another letter? Should I call them directly and what will I say?

Hello Congrats on your success. Can you tell me which CRA Juniper used ? Thanks nylady

Hi Ron They told me the same thing, that it could take up to 30 days to process so don't give up. If I could get one I'm sure you will to. nylady

They're still adding up your credit limit. Shawnee, I'm worried. They may denied me like Best Buy Rewards Zone MC . Hi Ron I was told the same thing when I called a few days after I applied. GIve it another day or two and call back. nylady Ron. I called today to check on the status they told me to hold on and they would check she came back and said they were processing my application and she said it would be 7-10 days that is the same thing it said when I applied. Im nervous now as I had already received my decline from Chevron today, I applied for Chevron the same day. Do you think I have a chance at Junipers? I called yesterday afternoon and he didn't find anything under my name. It means I got denied . Ron

Hi I just found out that I was approved for a 1k limit today. You can call 800 850 HOOT to check on the limit. nylady

HI I applied on 5/27 online. I recvd a letter requesting to fax proof of address and ss number. on 6/5, which I did the same day. I called today and I was approved for a 1k limit. I won't believe it until I see the card. Thet pulled TU and my score is 597. I'm in shock nylady

Hello there, I recvd the same message when I applied on May 27th. On June 9th, I recvd a letter dtd June 1st stating that they need to verify my ss and my address. I faxed over an ss card, mu non drivers id card and last w2. The same letter stated that after they rec my documentation I would hear from them within 7-10 business days. I also subscribe to the True Credit .......credit moitoring service. The True Credit report has section that lists the names of all of my creditors. Hooter was part of the list. Whow knows if I was approved. I'm crossing my fingers. nylady