steedjak

i would get a cell phone plan that is very cheap (sprint has some plans starting at around $30 per month, some with FREE INCOMING calls!) and i'd also get rid of cable (most cable is too much to pay) FWIW, also, try and do a sublet or room/rent share, you can easily save half of your rent doing this, i live in hollywood area and pay 300 per month for rent! you can do it, just be creative, you'll be fine just have to be flexible

good idea on negotiating the price instead of paym't, actually really didn't think of that lol, also thanks for the replies guys, back to the dealership!

is this a great deal: 2004 bmw 325i 4dr with 20k miles, cpo'd, warranty left til '10 for $22.500.00? been thinking bout it but just want to be sure that i'm not getting fisted, monthly paym't would be around 360.00, talk to me, thanks in advance, steedjak

mine doesn't report the limit and i don't think it has had a major impact either way, my scores are high 700's and my utilization is over 90% on my united visa even though it doesn't report, ymmv

bump for GEORGE'S response

you're not a shoe-in but you definitely stand a chance, scores aren't too bad and at least one of your lates was with the company you're applying for so they already no that you're pretty decent with payments, problem with united mileage plus card is it takes forever to hear back from them on whether they approved you or not lol, don't be surprised if you get approved, great card by the way, have two myself, one for biz and a personal, lotsa miles

the green card will help at least a bit b/c it's a positive tradeline, the fact that it doesn't report a limit may hurt your scores a bit but only for a few months, if you have no other positive tradelines i would keep it fwiw, good luck

i checked my amex accounts (2 of them) online today, everything appears to be normal except my account status is "unavailable" ?? any ideas from anyone here? i called cs and they told me that my accounts are probably updating, not sure what that means, fingers are crossed?!

first you need to find out what your "exposure zone" is (how much you can spend on the card until your charges begin to get declined, no preset limit does not mean unlimited spending) u can probably call and ask what your's is, then make sure that your total bills won't exceed the amount that amex tells you, good luck

bump

wtg!

try for cli, also, unless you're really concerned about getting a loan for a car/house, personally i wouldn't worry bout util, although many cbers are.. that said, you'll probably have a great chance at increasing your credit limit, good luck

i may be mistaken but if the co still shows on his report and depending on the age of it he may be temporarily out of luck, some have been approved with co's on their reports, 25k is a lot of money and that could be a problem, i would suggest he call for reconsideration

I assume this was meant as sarcasm, even though you didn't give an indication it was???? just don't see point in casually picking up as many amex cards as i can b/c they look cool, then again i'm no expert, but if it works for someone else more power to 'em

awesome, sounds like it's working out w/blue cash, just apply to all of 'em, cover all the bases..