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macbookpro

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    Florida
  1. Hey Guys, I need guidance my home is a FHA 30yrs @4% 300k and only 3.5 down at closing only been in the house for 1 1/2yrs i now i have 150k what will you do pay it to the principal or ? let me know Thank you all
  2. thanks guys i now learn that i will have 5k to pay the cards recently got some $ and will be paying the cards and saving some discover is at %0 for 10 months more but Amex and Capone and Walmart they are super high
  3. ok guys i have 4k and will like to pay some of my credit cards Amex $2000 and is max Discover $1490 of $1500 almost max Capital one $1505 over the limit of $1500 Capital one 304 over the limit of $300 Amazon $760 of $800 Walmart $401 of $400 How will you spread the 4k and what will be best for my fico score as of now my walmart Fico is in 679 i have good history in many acc. please let me know how will you spread it thanks
  4. my friend got a 2014 IS 250 F sport with a score of EQ605 Lease in FL
  5. Toyota and Lexus in Central FL Pull EQ Today
  6. Well i did a PDF 3 weeks ago and got this Email From them Mr. xxxxxx, Thank you for contacting LHR inc. Your file has been transferred to Millennium Financial Group. You may contact them at 1-877-634-9991 or via email info@mfgokc.com. Have a great day. Now i have 2 CO for the same Account the original CO LHR INC. Balance $695/Date Open 05/05/09 in All 3 CR New CO Millennium Financial Group. Balance $702/Date Open 1/1/12 , Term 1 Month. this was added on 02/17/13 on my EX only and the accounts # are not the same what will you guys recommend me to do with this thanks
  7. this Pop up 1 week ago on my EX report i need advice on how to deal with this i am in the process of geting a FHA Mortgage and Closing is in march and need some advice, I dont have any Clue of this CO any one have some advice Account Name MILLENNIUM FINANCIAL G No Data Returned Account # xxxxxxxXXXX Account Type Collection Department / Agency / Attorney Balance $802.00 Date Opened 12/1/2012 Account Status Closed Mo. Payment Past Due $802.00 Payment Status Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department High Balance Limit Terms 1 Month Comments
  8. I can tell you that after they remove the comments my Expirian Fico Drop form 621 to 612
  9. Update My EQ FICO When Up by 39 Points living me with 2 more Medicals to be remove Soon
  10. I would have sung too. LOL meant to say i Sign lol
  11. Funny toyota Dealer did the same with me they pull EQ auto Score 710 1 offer 11.9% $538 @75m i say you are Crazy 2 offer 9.9% $478 @75m I say Fxxx i am living, and i say i know toyota have 0% and the sale person told me well i will have to summit it to toyota for approval let me see if toyota will finance you 3 offer 0% $457 @60m i sing it looks like they tried to get you the Bigger interest for peoples that dont know there options
  12. Anyone know the effects in Fico Score of 1 collection remove from your Credit i have 3 and 1 will be remove and is my bigest $631 and is only 1yr old in my credit the other 2 are medical from 2006 and 2008 my curent TU is 668 i will love to be at least 20 points when i get it remove anyone have any collection remove and how many point did you gain on your Fico thanks
  13. I have 4 CC, 3 of them are less that 1% And 1 credit card is at $1359 of 1500 How bad is this on my Fico Score.
  14. Loan office ask me to remove my Dispute Comments got a call from my loan office and she told me to remove the Dispute comments all my disputes are old 1year + old but they have a message that i disputed them any one know why they need them remove thanks
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