MsShaunaAllDay

For medical the SOL is 4 years correct? On my reports it does not have the date of service just when the account was sent to a CA. How would I know when service was rendered?

When does the SOL begin? When the debt was outsourced to a collection agency and they began reporting? When the debt first went delinquent?

No I haven't been doing the HIPPA process. I am not reading the thread on HIPPA and I am going to start that Monday. Yes I only have medical and HSBC left but when I fax in the police report it should be taken care of. There are alot of medicals on there and they are from doctors and hospitals in many different states and I've only lived in Georgia and have never gotten sick when I was on vacation.

Well I started browsing credit boards as a guest then I joined back in May/June. I read this forum day and night and barely slept at all in June. My hard work is finally paying off. I've gotten tons of things deleted. The only things I'm having trouble with are medical bills that are not mine because I was the victim of identity theft and my insurance company has not record of me ever seeing a doctor during those times or those doctors bc I have BCBS PPO and regular doctors. I got a letter yesterday from Jefferson Capital saying they got my validation letter and removed the tradeline! *backflips* I've spoken before about my stubborn baddie in HSBC/Midland and now Frederick Hanna who MCM gave it to when I sent a validation letter. I spoke to Frederick Hanna's office last week and surprisingly the lady was very nice and helpful. She told me to get a copy of my identity theft police report and fax it to her and she would help me. I even got about 11 inquiries with equifax removed! I am on pins and needles waiting for the CB to update and see my scores. How long does that take? What is my next step?

$98.97 is 50% of $197.94. You know you owe the debt and it is your so pay up. What difference does it make if you send the check by normal U.S mail, ups, fedex, or ACH transfer? As long as they get paid they will leave you alone. Not sure what your spill was about but I post from home, work, iphone, etc and I've always gotten help from creditboards. I'm sure they don't trace IP addresses to see where you are posting from. I've had tons of help since joining and took my Transunion fico from the 500's to 629 in just some weeks as well as gotten about 10 bad accounts deleted so do not throw out wild accusations. I have yet to see anyone unwilling to help the poor, needy, etc. We are all in the same boat and the senior members and mods started out where everyone else did..credit repair.

I applied for this card on 7/16 and was approved and gave my checking account number for them to pull the money out. The money is still not held nor has it been taken out of my account. On Saturday 7/24 I could the letter stating that they initiated the ACH on 7/16.

Sprint had a charge off account that I never opened on my credit and with that still offered me 2 lines $100 dollar deposit. I have been with AT&T since I was able to go into a contract but they only pulled my equifax. I don't know if its because I live in Georgia or what but I have yet to find them on any other inquiry. Anyways with AT&T you can request a manual review as well.

I applied and got approved for a capital one secured card. I gave them my account informatin on the 14th so they could take out the security deposit. They have yet to take out the security deposit. They keep telling me 7 business days but it is over 7 business days. Anyone know whats going on?

Thanks! Unfortunately I live in GA which is one of those states that they only act as a mediator and not a strict enforcer. To be safe I'm going to name him and the company he is DB'ing. He is listed as the RA with his home address as the RA addy so I'll sue in that county just to be safe.

Sorry guys I put this in the wrong forum..but the issue is I worked for a guy and he never paid me for the almost 2 months I worked for him. He had problems with all the employees of not paying them or bouncing their payroll checks. The registered agent and all officers on the SOS registration is him. The registration is his home address which is located in Walton County, GA but the business I worked for was located in Dekalb County, GA

Well when I called today after reading the board to see when they would take the money out of my account they told me the card was on the way I should get it next week. When I got home today they had the authorization letter for when I gave my checking account number but the money hasn't come out nor is it pending according to the ACH department at my bank. We will see. It doesnt matter because they have my account number.

Ok I need to sue a business. The business is in Georgia but one of the DBA locations was in one county and it was incorporated in another county which county has jurisdiction? The county it was incorporated in or the county they were DB'ing?

I applied for a CAP One secured card 2 weeks ago. The deposit has not been taken out of my bank I was told that it will be taken out on Tuesday but I should be gettin the card any day now because they send the card when you are approved not when you are funded. I was speaking to a manager and asked her if she would stand by what she told me. She said sure and gave me her call center identifier number. Also, the money comes out on 5-7 business days so do not count saturday and sunday. Cap1 only pulled my Equifax. Another option is the Bank of America secured card. They report immediately.

What does PFD mean?

lol yes not HSBC...I have been trying to no end to get them to validate the debt but they will not. Soon as I sent out that letter to MCM they quickly sent the notice to Frederick Hanna an I sat on hold forever. All the attorneys I talked to wants to charge me around 2000-3000 dollars..the debt is only 2000