TERI education loan? what scores needed?

[ccollin88]

I am looking to apply for an TERI education loan$4000.00 for graduate school.....

 

I have 2 credit cards with very low balances and always pay on time

 

my scores are

 

Equifax – FICO score: 643

Report Date: 4/9/2005

TransUnion – FICO score: 649

Report Date: 4/9/2005

Experian – FICO score: 653

Report Date: 4/9/2005

 

They pull transunion from past experience

 

Does anyone know what score i need to qualify....I don't want to get an inquiry for nothing..

Thanks!

[Cheech]

ccollin - sorry I don't know anything personally about TERI loans. I did find a few threads in this forum doing a search for "TERI" that might help you.

 

http://creditboards.com/forums/index.php?s...&highlight=teri

http://creditboards.com/forums/index.php?s...&highlight=teri

http://creditboards.com/forums/index.php?s...&highlight=teri

 

HTH -- Cheech

 

 

Anybody else have specific info on TERI credit score criteria? Please post, because this question gets asked a lot.

[pissarita]

I know for a fact they pull TU report and of course they report to all CRAs

[Sanitizer]

I am looking to apply for an TERI education loan$4000.00 for graduate school.....

 

I have 2 credit cards with very low balances and always pay on time

 

my scores are

 

Equifax – FICO score: 643

Report Date: 4/9/2005

TransUnion – FICO score: 649

Report Date: 4/9/2005

Experian – FICO score: 653

Report Date: 4/9/2005

 

They pull transunion from past experience

 

Does anyone know what score i need to qualify....I don't want to get an inquiry for nothing..

Thanks!

<{POST_SNAPBACK}>

 

I emailed them to find out, and here's their response:

 

TERI pulls from all three credit bureaus. Though they do not provide us

with the exact cutoffs, usually a score in the high 600s (670 or higher)

would be sufficent.