Student loan reporting multiple times on Experian

[ray4nic]

I sincerely dislike Ed Manage. My S. loan was was with Direct Loans. They sold a bunch of loans and now my loan is with Ed Manage. They are pretty new. I have called them and they are completely clueless. They state they are reporting correctly. They are listing my loan 4x making my educational debt look like its over $150,000. In actuality, I only have two loans which are less than half of that. How can I get them to report correctly to Experian. Side note: The loans are reporting correctly to Equifax and Transunion.

[evapor8ted]

If you think you have 2 loans and 4 TL's that adds up, it will report a TL for the subsidized portion and another for the unsub. Are you sure the balance on the credit report doesn't add up to roughly what the servicer says you owe? See what the balances are on NSLDS.

[NeoSoulBrotha]

I have a similar issue. Consolidated loans are open/duplicated on EX, but are correct on TU and EQ. However, since the loans are reporting current status, they may have a positive effect on AAOA and payment history, so I'm holding off on disputes. I can always dispute later if it turns out to harm my DTI.

Edited May 24, 2013 by NeoSoulBrotha