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I just checked my Experian report and an old BOA credit card charge off is now listed in my "accounts in good standing" section!?!?

 

Status:Closed. $9,118 written off. In the account history at the bottom it show's it being late then a charge off etc. I still have two full hard copy Experian reports from 2009 and they both show it was listed in the negative section and both state "This account is scheduled to continue on record until April 2012." Well it's almost June and it's still there and now in good standing section.

 

I looked at the Experian report(s) from tonight and 2009 and both state my last payment made was June 2005 so maybe then it will be removed in July and the original "April 2012" removal date was a mistake? Also, the BOA listing in Equifax and Transunion is completely gone now so Experian is the only one screwing around with it. What do you guys suggest I do? Wait til' maybe July to see if it's removed and then dispute if not or dispute it now and send them copies of the 2009 report with it stating it would be removed on 04/12? Now, I'm wondering if this is a way banks are trying to keep it on longer (possibly 10 years) since it's listed in "good standing?"

 

Please help me out guys, another few months and I'm completely done with 7 years of credit torture and the remaining two baddies (charge offs) are completely gone and this is bothering me to no end. Any advice is appreciated. Thanks again. -Mike

Edited by mikeb1221

The last post in this topic was posted 5130 days ago. 

 

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