choice of credit reports

[Mr. McGoo]

Hi

 

I was just trying to receive my credit report and wanted to know if it would be ok to purchase the 29.95 equifax 3 in one credit report, or should I buy them separately by writing them.

[jmf8756]

Have you gotten your free reports from annualcreditreport.com?

[Mr. McGoo]

Have you gotten your free reports from annualcreditreport.com?

 

to be honest, I am not sure. I don't think I have, but I was considering bankruptcy about 8 months ago, so maybe I did pull them back then. (don't have them anymore)

 

Should I bother with getting stuff off my credit report if I am considering BK still? or should I wait

[jmf8756]

I would try to get them again. I think it will tell you if you have already gotten it in the past year.

[Mr. McGoo]

I would try to get them again. I think it will tell you if you have already gotten it in the past year.

 

they do tell you if you've gotten them as I have apparently already used this route.

 

What is the next best option?

[jmf8756]

I would say to buy each one directly from the bureau. I'm not sure if that 3 in 1 would be entirely accurate.