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choice of credit reports


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5 replies to this topic

#1 Mr. McGoo

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Posted 24 April 2012 - 10:00 AM

Hi

I was just trying to receive my credit report and wanted to know if it would be ok to purchase the 29.95 equifax 3 in one credit report, or should I buy them separately by writing them.



#2 jmf8756

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Posted 24 April 2012 - 10:05 AM

Have you gotten your free reports from annualcreditreport.com?

#3 Mr. McGoo

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Posted 24 April 2012 - 10:43 AM

Have you gotten your free reports from annualcreditreport.com?


to be honest, I am not sure. I don't think I have, but I was considering bankruptcy about 8 months ago, so maybe I did pull them back then. (don't have them anymore)

Should I bother with getting stuff off my credit report if I am considering BK still? or should I wait

#4 jmf8756

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Posted 24 April 2012 - 10:57 AM

I would try to get them again. I think it will tell you if you have already gotten it in the past year.

#5 Mr. McGoo

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Posted 24 April 2012 - 11:28 AM

I would try to get them again. I think it will tell you if you have already gotten it in the past year.


they do tell you if you've gotten them as I have apparently already used this route.

What is the next best option?

#6 jmf8756

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Posted 24 April 2012 - 11:33 AM

I would say to buy each one directly from the bureau. I'm not sure if that 3 in 1 would be entirely accurate.




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