I live in North Carolina, make $60,500/yr Gross and have been with the same employer for 16 years.
My current Car Loan/Credit Card payments are:
Car Payment: $495.16/mo. Will be PIF 1/2014.
Credit Cards: $822/mo. (All min. payments combined).
I have a 401k valued at ~$41,000.
FICO Scores: TU:693 - EQ:659 as of 2/21/2011 (myfico.com).
I would have very little money to put in toward a down payment, so a USDA loan is the most attractive.
Thank you for any information and guidance you can provide. I've been lurking around for a few days and I'm new to this. If there is any additional information needed, please let me know and I'll reply ASAP.
Edited by bill875, 21 February 2012 - 06:20 PM.