I called BOA cc to see if they would help by lowering my rate and they again said they would not. I am thinking about just missing my next payment at the risk that they will actually increase my rate to default.
Have you been able to get a reduction after missing the pymt?
Should I just stop paying altogether and see about settling the account instead? I hear people getting 65% reduction in just 3 months.
Is my credit going to be too messed up after this?
When BOA doesn't want to help
Started by
Brighterfuture85
, Jan 28 2011 03:55 PM
3 replies to this topic
#1
Posted 28 January 2011 - 03:55 PM
#2
Posted 28 January 2011 - 08:52 PM
they won't adjust your rate as long as you are paying them.
#3
Posted 31 January 2011 - 04:04 PM
they won't adjust your rate as long as you are paying them.
they won't be receiving another payment from me this month. I wonder If I have to stop paying my mtg and heloc with them aswell for them to take me seriously or I can get by by not paying on my cc only?
#4
Posted 31 January 2011 - 06:21 PM
they won't adjust your rate as long as you are paying them.
they won't be receiving another payment from me this month. I wonder If I have to stop paying my mtg and heloc with them aswell for them to take me seriously or I can get by by not paying on my cc only?
don't risk your house!
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