Mother recieved summons from wells fargo bank

[creditjunkee]

hello all...need some advice to help my mother out. Mom owned a small fast food joint in Mississippi..she needed money and opened a businessline credit account from wells fargo bank. Got approved for 30k credit line in 2008. Used the money to fix up the business and maxed it out. She paid the 30k balance down to 22k and in 2009, she suffered a stroke and was hospitalized. During this time other family members continued to run her business. She tried to come back to work but with her condition and orders from doctor she could no longer do what she used to. Medical bills had piled up and she could no longer pay the businessline. Just today she recieved a summons of a civil suit from local attorney acting on behalf of wells fargo bank. Her business was family operated and since her absence, other family memebers ran it and paid themselves a paycheck. The business doesn't make alot of money, it basically makes enough to pay whoever works there a salary, and mom used to be one of them that recieved a paycheck for working there. Please help with any advice as to what options she has now. She can no longer work and the business is still in her name. Is filing Bankruptcy an option? What will they do to her. I wish I could help her financially but I cannot so I am here helping her this way. Also I don't really know the details of what the wells fargo businessline are. Don't know if it was a secured or unsecured debt but am looking into it. All I know is the credit card had her name and DBA (doing business as) the restaurant. Thanks for any advice.

[cocomad]

I think you will get a better answer in the business credit section of this site, but I will say this, she has to file an apperance and attend or she risk them getting a default judgement in their favor. G/L

[creditjunkee]

Thanks Coco, I didn't even realize they had a business credit section. I guess I will post it there.