I didn't use the HIPAA process...

[Gibbi]

I had an old ER physician's bill (from about a year ago) for my husband show up on his credit report a couple of months ago. It was for a small amount ($83) and so I immediately called up the OC and paid it over the phone with my debit card. I knew exactly what the bill was for and knew it was legit.

 

The CA updated the acct as paid.

I have disputed the acct stating that the CA should have no right to report it as paid since they were never actually paid but it just came back verified.

I know I didn't use the HIPAA route........so I realize I may have screwed myself.......but is there anything I can do since I did pay the OC directly? It does show on my bank statement that the payee was the OC...

 

Just wondering if there is anything I can do...

 

I appreciate any advice.

Thank you.