Mortgage Modification/Ex Spouse Question

[spooby72]

My girlfriend got a divorce about 7 years ago and her ex was left with the house in the divorce decree. She signed a quit claim deed over and he ex has been in and out of foreclosure processes since. He just did a loan modification in his name only...original mortgage loan was joint with my girlfriend. Wells Fargo wanted my GF to sign but allowed her ex to sign the modification on his own which brought the mortgage current again.

 

Question: does a loan modification like this cancel the original mortgage contract and release my GF of any financial responsibility or is she still liable under the original terms under the first mortgage?

 

Any help would be greatly appreciated...we need to find a way to get her off of this mortgage as its been haunting her for 7 years. Ex has horibble credit, house is a mess and couldn't possibly sell to pay off mortgage balance.

 

Thanks!