 HELP!!!! Private Student Loans! |
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 Jun 11 2009, 06:44 PM
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#1
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Group: Members
Posts: 30 Joined: 16-November 05 Member No.: 24,206  |
I'm SUPPOSE to be leaving the country June 22 through a GMU study abroad program. However I am a VCU student.
I hate GMU talk to VCU to figure out which school should be listed on the loan, GMU called me back and said them. I applied for a CHASE Select School Certified private loan, selected non-degree seeking. MONTHS AGO. Was approved. GMU has been sitting on the check for FOUR weeks! After I called them they said they were going to return the money because I a) wasn't a degree seeking student and  wasn't in a certificate program.... they said the funds should go to VCU because I did a consortium agreement. Seriously the Fin Aid office person who told me all this TODAY was the person who talked to VCU and told me what to do. I AM SO FRUSTRATED. I reapplied for the loan and was DENIED. My FISCO score when I applied was 720, 0 credit card debt. My CURRENT score is 689, I have about 3k card card debt because I had to pay the deposit on the program, buy the air fair and was waiting for these funds to come in so I could pay my credit cards and buy suppies. Was also denied with a co-signer. CHASE doesn't know why but will send a letter in 14 days- I AM SUPPOSE TO BE IN IRELAND THEN. I assume because of the credit score drop and the increase in credit card debt (I have 10 k limit of credit cards). Almost a 4 year credit history. CREDIT SCORE DROPED BECAUSE I WAS PREPARING TO STUDY ABROAD I have waaaaaay too much money invested in going. I need a 9k loan. I make about 14,000 a year. I'm a full time student. (half time in summer). House payment of 849 is split three ways. Tried with a cosigner with FISCO score of 734 with a 40 k income. GOT DENIED TOO. GAHHHH! HELP |
  
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| Googie |
Jun 11 2009, 06:44 PM
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The MoneyMaker
Group: Accounting
Posts: One in Every Topic Joined: 1-February 03 From: Mountain Home, CA Member No.: 1 |
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Jun 11 2009, 08:20 PM
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#2
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Group: Members
Posts: 30 Joined: 16-November 05 Member No.: 24,206 |
was rejected from wells fargo too... I'm at a loss as to what to do. Maxed out on federal loans.
PLEASE somebody have some advice. PLEASE |
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Jun 16 2009, 10:37 PM
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#3
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Group: Members
Posts: 2,074 Joined: 11-July 07 Member No.: 54,065 |
did you try citi?
 It's NAVchek NOT navcheck!!!
Bank of America & Alliant CU are SUBPRIME DON'T waste your time with them Looking for a secured card??? Click Me Looking for the 1-2 Punch (nfcu style) *secured loan then a secured credit card* Click Me QUOTE (sherman_must_die @ Jun 17 2009, 10:06 PM)  BOA is worthless to me at this point. I've always PIF. It will just be collecting dust since it is my lowest CL.  |
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