SL in Rehab and a thin file

[penone]

I am currently in rehab (through GC Services) on 3 student loans from the early 90's which are not showing up on any of my reports. I have a thin file so no FICO score to speak of and am curious to know if, once I am out of rehab, if a new TL which show up on my CR's and if so, will this help me with actually getting a FICO score? I see from previous posts that others who have come out of rehab have seen a significant jump in their FICO but since I don't have a score what will it do for me?

 

Thanks!

-Paul

[Stryker]

In theory, yes. It does depend on how it is reported, I believe.

 

IIRC, you need six months of history... so even if you don't have that off the bat with the rehabbed account, when it does hit six moths, you'll get the benefit then.

[penone]

Thanks for the reply Stryker!

 

-Paul