Does defering SL's have a negative impact on your credit?

[mom2mirellamia]

We are getting our finances in order so that we can buy a house. We want to buy in about 6 months. Right now we are paying off our vehicle loans so that we have a lower debt to income ratio. We have been thinking about defering the student loans for the next 6 months just so that we can use that extra money to pay off our debt quicker. If it has any impact on our credit though we don't want to do it since we are trying to raise our credit scores right now. TIA

[Saria]

No, deferring won't hurt your score.

[mom2mirellamia]

Thanks you! It looks like we aren't eligable for forberance or deferment according to the sallie mae website . Oh well. We might call just to see if there's any other ways to qualify.

[skins_fan]

It's worth a call, I have been succesful getting some student loans deffered in the past by calling and talking to them.

[LynnInMN]

Are these private loans????