Lates on a student loan
Posted 17 December 2003 - 02:55 PM
Posted 18 December 2003 - 11:46 AM
Posted 20 December 2003 - 01:08 AM
You could try paying as agreed regularly for a few months and then trying to dispute the lates. They may not verify, thus clearing the late pays.
Posted 23 December 2003 - 09:47 AM
It actually hurt my score. The lates were from 3 years ago and equifax deleted almost 3 years of on-time payments for that tradeline because SM obviously didn't bother responding. So, Equifax unilaterally decided to wipe out the account.
Now there's no lates on my TL, but my history only has 6 months with Sallie Mae.
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