Has anyone had any luck getting 30 day, 90, or 120 day lates removed from their tradeline?
Lates on a student loan
Started by
keasy
, Dec 17 2003 02:55 PM
3 replies to this topic
#1
Posted 17 December 2003 - 02:55 PM
#2
Posted 18 December 2003 - 11:46 AM
I'm wondering the same thing, in the same situation.. wondering if Goodwill even works for them?
#3
Posted 20 December 2003 - 01:08 AM
I'm in the same situation with a loan. I know you can do it with a rehabilitation, but that takes a year.
You could try paying as agreed regularly for a few months and then trying to dispute the lates. They may not verify, thus clearing the late pays.
You could try paying as agreed regularly for a few months and then trying to dispute the lates. They may not verify, thus clearing the late pays.
#4
Posted 23 December 2003 - 09:47 AM
I did, but it was only because Sallie Mae just didn't respond.
It actually hurt my score. The lates were from 3 years ago and equifax deleted almost 3 years of on-time payments for that tradeline because SM obviously didn't bother responding. So, Equifax unilaterally decided to wipe out the account.
Now there's no lates on my TL, but my history only has 6 months with Sallie Mae.
It actually hurt my score. The lates were from 3 years ago and equifax deleted almost 3 years of on-time payments for that tradeline because SM obviously didn't bother responding. So, Equifax unilaterally decided to wipe out the account.
Now there's no lates on my TL, but my history only has 6 months with Sallie Mae.
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