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My profile updated as of today

 

Transunion:

1. Cap 1 (Au account)..15 payment history no lates

2. Two baddies (Which are being fought aggressively)

 

Experian

 

1. no revolving accounts

2. 3 baddies

 

Equifax

 

1. Cap 1 (Au account)..15 payment history no lates

2. 1 Baddie ( derogatory, in collection, 120 days late.... WTF?) being fought

 

TU: ???

EX: 548

EQ: 663

 

On a positive note.....

 

Just got instant approval for BofA Visa Platinum ($3500) pulled from TU

also from BofA HAWAIIAN miles instant approval ($1500) pulled from TU

opened an orchard secured card for $500

 

neither of the three are reporting yet of course...

 

My question is do you think i have a shot of obtaining a loan account from bofa..to match my lines (5000 total)...or should i hold back for now.... So far this year i only have seven inq's... advice appreciated..before bofa does a hard pull..which i'm tryin to avoid if i'm not approved


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