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Posted

I have multiple student loans from Sallie Mae that was transferred to another another lender. The loan was opened 4/98. The status of the student loan prior was "90 days late" before it was transferred to closed status. It is still showing up on my credit report as "90 days late". TU says that this will fall off on 5/06, but EX and EQ doesn't list a fall off, should it fall off the same date for all of the CRA's?

 

Thanks


Posted
TU says that this will fall off on 5/06, but EX and EQ doesn't list a fall off, should it fall off the same date for all of the CRA's?

 

Are all the dates the same on EX and EQ as they are on TU? I know they usually can list a bunch of different dates. You can call EX (assuming EQ also) and ask when they are due to fall off. They don't list this info like TU does I know, but they will tell you if you call and ask the specific question.

Posted

Due to deferments, forebearances and actual time in school,opening dates on student loans mean nothing. Your 7 year reporting SOL would go from the time the loan was transfered to the another lender or the DOLA.

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