Sallie Mae reports twice on Experian; correct on others

[texasnightowl]

In January, I applied to Direct Loans and this was completed in February. Direct Loans is correctly reporting on all 3 CRs. On EQ and TU, Sallie Mae is correctly reporting as Closed with $0 balance. However, on Experian, Sallie Mae has 2 open tradelines...one with an account number based on my ssn and one with an account number that is an actual account number. Both are open showing the full balance (over 30k). So basically, my EX report shows 60k of loans that aren't actually there!

 

How long should I assume that I just need to wait for a reporting update? Since the transfer to Direct was done in February, is it possible that SM just hasn't reported to EX yet? Even though EQ and TU are correct? Or should I go ahead and either call SM or dispute with EX?

[lil_walnut]

Ex is a nightmare with SLs. And when you add in Sallie Mae it gets even worse.

 

Good luck!