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Posted

Hi People:

 

A couple of weeks ago, I applied for a Walmart CC. Today I received a decline letter from:

 

GE Money Bank

P.O. Box 981404

El Paso, TX 79998-1404

 

The reason given for declining my application was: "Unable To Verify Identity"

 

It goes on to say "Information from an outside source other than a consumer reporting agency was relied on in whole or in part in reaching our decision".

 

I really don't know what the h--- this means and I am hoping somebody can provide a phone number for the El Paso location. I have searched all over for a number and came up empty. I know they want everything in writing, but I don't feel like waiting forever for a response.

 

Thanks!


Posted

CALL: (877)294-7880 -- Ask for the FRAUD Department so that they may COMPLETE APPLICATION PROCESSING. It may be too late this time. If so, whenever you reapply, automatically call them afterwards. NEVER ACCEPT THE 7-10 ANSWER IN THE MAIL that they say that you will receive. I always have to go through the FRAUD DEPARTMENT for IDENTITY VERIFICATION with GEMONEY. I have always found that I have greater success with them if I apply IN-STORE and use a LANDLINE as my home number. I was declined to about 5 of their cards back in January. In the past week I have received all 5 of those and more due to this method.

Posted

Or try 780-990-2300 ask for a supervisor don't take no for an answer. If they pulled your credit you should get there card if you qualify. I got the same BS from them but after 20calls and 3 letters I got my card top tier 10k and 100 gift card 749fico tu

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