boston_012

Thanks for the replies, everyone. I just got off the phone with Sallie Mae; I would have either graduate or drop out, plus make 12 consecutive payments on time to release my cosigner. Basically my cosigner (as @evapor8ted pointed out) is SOL.

Thank you for your reply. What happens if the money has already been paid out and is in my bank account?

Hi, Title says it all. My cosigner wants to be taken off my Sallie Mae loan. Half of it is already disbursed to the school (but not yet paid to me), and the other half disburses in December. I desperately need this money to survive. I cannot pay any of my bills this month without it, including bills I share with the cosigner. Of course I want to respect my cosigner's wishes, but as the cosigner is an ex, they are thinking emotionally, and now I have to fear for my own survival. Can they get taken off the loan? Can they do it fast enough to interfere with money already disbursed to the school? I can try to stall, Of course I would never damage my own credit by defaulting on the loan, nevermind damage my cosigner's credit. I intend to pay all my student debt fully and on time.

So Capital one is taking over Orchard Bank, and new cards are about to be issued. Does anyone know if my annual fee will be transferred to the new Cap One account? I'm so over paying these guys $90 a year as a leftover from my bad credit days.

It was the Chase Visa.

OMFG. Why can't CC processing sites get me one of these instant decisions they advertise?I just applied for an Amazon card, and I got the "We'll notify you by writing after further review" responses. I have a job and a 750 FICO. Ugh. What qualifies someone for one of these sixty-second approvals?

Hi, How long should one be employed before applying for a air miles card like the Jet Blue Amex or Southwest Visa? I just got a job two weeks ago, and I'm anxious to get into a better card than my current one.

Hi, Wow this site has changed alot since my last login. Basically I'm in my last semester of school this spring, but despite a 3.5 GPA my school cannot give me more than $1700 per semester for me in aid; I do not work and I'm 30 years old (I returned to school during the economic collapse), so I need a loan that would not require a cosigner or income. If work were an option, I would, but I'm taking 16 credits and will simply not have the time. I just need to survive the spring semester and graduate. Google wasn't much help in this regard. Thanks all.

If you have no health insurance, or your health insurance will not pay for the procedure, and you can't afford to pay for it from your own savings, then how do you expect to pay for the costs of the RESULTS of the reversal?? The obvious question. Having a kid isn't the issue- success rates of reversal procedures drop dramatically over time, so the sooner I get rewired, the better my chances of a successful procedure.

If you have no health insurance, or your health insurance will not pay for the procedure, and you can't afford to pay for it from your own savings, then how do you expect to pay for the costs of the RESULTS of the reversal?? The obvious question. Having a kid isn't the issue- success rates of reversal procedures drop dramatically over time, so the sooner I get rewired, the better my chances of a successful procedure.

If you have no health insurance, or your health insurance will not pay for the procedure, and you can't afford to pay for it from your own savings, then how do you expect to pay for the costs of the RESULTS of the reversal?? The obvious question. Having a kid isn't the issue- success rates of reversal procedures drop dramatically over time, so the sooner I get rewired, the better my chances of a successful procedure.

Hi I was wondering what everyone knows about medical loan financing? I have a 750 FICO but I'm unemployed and also want to get a medical procedure done (a vasectomy reversal). Here's the problem: the reversal requires several weeks of light duty, and a newly-acquired job might not be cool with me taking that much time off... but I figure I probably don't qualify for the loan while unemployed, despite this (medically) being the ideal time for me to have the procedure done. Any thoughts?

I guess I can only edit one time. I went on Bankrate.com, and they estimate my FICO to be between 670 and 720.

Hi I just realized that on my next billing cycle (HSBC/Orchard) my annual fee will be charged ($79). I need a balance transfer card so I can avoid that fee, immediately. I don't know my credit score, but I have no negative TL's anymore, my student loan is in a deferred status and my HSBC card has always been paid on time, in excess of the minimum. Sounds like Fair to Good credit, yeah? HELP! P.S. I'm on unemployment.

I thought I would update the situation. In January, I made my final rehab payment. After the loan went back to DOE, they began sending lots of letters, congratulatory letters, including ones to do with my credit rating. They have since taken the negative TLs off of my credit report. The loan is in deferment until October since I'm unemployed, but unlike in 2003, I now know the importance of going to them first. DOE actually has lots of options for deferments and forebearances. I'll be returning to school in August, and I will switch my unemployment deferment to an in-school deferment at that time. I'm very satisfied with CTI and DOE. They're both very easy to deal with so long as you approach them.