I am not sure what to do, I owed Bank of america about 370 (or 270 can't remember exactly) and had made a payment directly to them for 100 around janurary. About 2 weeks ago I had called to try and pay off what I owe them but the recovery department had said that they see the payment of 100 and as far as he knows, that took care of the account. I even offered to pay the difference, but he had said that it was not needed.
Does that mean that they should report the account as paid for chexsystem?
I did receive a collection from a different company but I have not responded yet because I wanted to do some more research on the best way to take care of this and get it off of Chexsystem.
I applied for a checking account online from BECU but was denied. I would really like to get a checking and secured card set up from this specific bank.
Should I pay the collection agency? Should I try and get a written statement from BOA stating that account has been taken care of? Should I dispute with chexsystem?
What is the best way to get myself out of this mess.
I apologize for the poor English in advance.
Thank you.
