nick18

Does anyone know about these companies out there that say they can help save you from foreclosure? An example of that would be Debt solutions of america or a law firm saying tthey can help you save your house.

I was reading an article about foreclosure and it suggested doing this. It said that even if you have bad credit that this maybe an option. Does anyone know about this. It sounds like taking out a new mortgage to buy your house back?

It is a FHA Loan. I just talk to my broker and he said to get a report from my bank from the last statement date and right before the checks cleared. So I was able to get that today so hopefullly that will help. He said it may be ok as long as it is 30 days accurate, so if we have it through april 14 and we close on May 9 then we should be ok I am keeping my fingers crossed. I hope this works. We have to move, it is not an option.

Well, we don't have any credit cards to get the extra money from. We have paid off everything and do not have any debit. We ususally do not have a low flow in our bank, this is the first time in forever, it was all because of taxes.

I am so lost and don't know what to do. We have applied for a mortgage and gave all of our info to the broker. We have had an offer accepted on a house and are to close in two weeks. We have not had any bad things on our bank, bounced checks... Well we had to pay a lot in taxes and it has now messed our checking account up and now we have - money in the account until the first. The mortgage broker is telling me that they are going to need updated bank statements becauase ours will be 30 days old tomorrow and the underwriter will want something new. I dont' know what to do. Did we just lose the house? Please help me find some way around this. This is not usual for us and we can't believe this has happen. I just can not lose this house. I am desperate right now.

I was wondering if you have to have both married couples on a loan? I do not work but stay home. My husband's score's are in the high 600's, I believe 690. Mine are a lot lower. Also what are the chances of us getting a loan? We have zero debt, no car, no credit cards, just everyday bills. His pay is 70,000. but we do not have any money saved for a downpayment. We are renting right now and need to move in 3 months. Are we doomed?

Hello, I am new here and so excited! I have a few questions for you pro's. First. We have been renting a house for over a year from a family member. It is not being reported to any credit agencies. We would like to buy a house this summer and I was wondering if they reported us on the credit reports would it help our scores or if they can even report it. Also some other great tips on improving our scores would be great. We have just paid off one vehicle and the other will be paid off in March. We do not have any outstanding debt so it is hard to pay anything off to up our score. Thank you so much for all the help I know you are going to give me.