jennordhavn

I got an automatic increase after 6 months. From $200 to $325...LOL. It was my first rebuilder card and I will likely cancel it after 2 years.

Congrats!

That's where I was born and raised.....lol.

It reports monthly for me.

I recall it started reporting quickly. I used it to buy a steam mop and then for some Christmas gifts (only the stuff that isn't overpriced, which a lot of their stuff is). They have raised my limit twice already which helps with utilization.

I got a $1400 limit with the TU score in my siggy. It wasn't instant approval online. I got the 7-10 day message and got the card in the mail about a week later.

On both my Orchard and HSBC BBRZ MC they processed my payment but held the available credit, but only the first payment.

I have Kay and Jared and have never had to put a down payment. I even used Jared 90 days no interest deal before Christmas and didn't have to put a down payment (I charged about $200).

For me, they pulled EQ (I'm in CA).

My DH got one in June, $400 limit, no AF. No CLI since.

I had a Roadloans repo on my reports that was included in BK. I noticed Santander on my reports and disputed the Roadloans as duplicate. It was removed. The good thing is Santander is reporting as a positive account while Roadloans was reporting negative (although IIB and zero balance).

Yep - it's great for utilization purposes. I have had Kay's since October with a 3K limit, and just this week added Jared's for 3K. Of course, it really is the same CL (you can't max out both), but it reports separately. I also have Jared for $2k and I love that it reports separately. I would NEVER buy $4k in jewelry anyways.....lol. I bought my DD3 some screw back earrings and got my sister a pair of earrings for Christmas from Jared. I got the 90 days same as cash deal so no interest. YAY for Kay and Jared!!