JAA

That's good to know. I thought it was deleted.

Okay the FTC maybe? I'm in the same department. Left messages, no response. Can't even order my credit report or put a security freeze. Will send request and disputes by mail? Will also file complaints about them to the FTC and the BBB.

You can call one of your credit card companies and say you lost your card and have them reissue you a new credit card number that you can use with your merchants. The only problem is that your name and address might link it to your old paypal account and the new number might get backlisted also.

1. For tax purposes you should get a LLC but talk to an accountant or even go to a bank and talk to one of their reps about it. With a corporation you get taxed twice but with a LLC it's only once which is why it's better. 2. Your right not to buy the credit builder. Just get a DUNS number. 3. Get 5 net 30 accounts reporting as soon as you can to get a paydex score. Uline is a good place to start. Good luck building your credit

If you sue the bureaus they will lock you credit report making it almost impossible for you to dispute anything on your file ever again. It's better to sue the Creditor.

Right now I have $2500.

The account has been charged off but I have a collection agency that is saying my creditor may take me to court if I don't get this resolved now. The debt is $19,000 but I don't have the money. The creditor still owns the debt.

Has anyone tried creditjack.com? If not, what are your opinions on the offer? I have so much debt but am currently unemployed and want to pay off my credit cards with the little savings that I have left. I need to know if this is a good option and if not which debt settlement company should I go with?

Call Sentry Credit, Inc to let them know that your credit report hasn't been updated correctly. If they don't fix it then send the proof to the CRA. Did Advanta offer you a settlement before they sold your debt? I have an Advanta account that is currently 60 days past dued and I'm hoping that they will give me a settlement, but right now all they are saying is that they will transfer my files to their legal department and may bring a suit against me.