athens41

I know they pulled TU, as that is the score they showed me. That's my Fico 8, don't know if they pulled auto enhanced. I'm sure that one is lower.

The lease if from MB Financial.

I've had a lot of baddies from 08 fall off recently and I notice my TU Fico was up to 704. This is with a few baddies still listed that are due to fall off middle of next year. The Big baddie is a repo from 09 that shows a balance of over $10,000. So I go talk to the salesman, was completely honest up front, and within a few hours had a brand new 2015 C-class, loaded, on a 3 year lease. I really just wanted to say that you can do a lot even if your credit isn't spotless. Was approved for two high limit cards recently also!

NO. Good Answer!! Especially considering what I have read in the last few pages.

Well prior to this weekend the only Juniper card I had was a US Airways MC with a $2,200 limit. I now have 4 more Juniper cards all with $5,000. I have gotten the instant approvals each time. This is insane! My latest was the Travelocity card this afternoon. Should I keep going??

Just got the Carnival Sea Miles and Vegas.com cards for $5,000 each.

I disputed as inaccurate, which it is, and EX deleted it.

As you can tell from my signature, I have worked hard to get new credit lines since my Bk 7 was discharged over 2 years ago. Currently using less than 15% of my available credit. EX deleted my Chapter 7 public record last week and is also my highest FICO score (659). It jumped 12 points on the deletion, although my IIB's still show up. Should I freeze my other reports and only allow my EX to be viewed? What are the drawbacks of doing this? Thanks!!