misslulu

No we haven't been late yet. Well a couple of days but that's it. I have no clue what DH was thinking when he got it. I guess he was having a mid life crisis. Poor guy doesn't buy himself much. I couldn't mouse at him too much. I really am beginning to think that I have no choice then to file BK. I got another job but with all the extra cc bills to make up for his lose bonuses I don't see a way out. I kept hoping things were going to get better. What a way to learn a lesson.

ok bare with me I'll try to be as breaf as possible lol. We are really hurting financly. I kept thing things were going to get better but no luck. Anyway we can't afford my husbands bike payments. How bad is it on his credit if you turn the bike in ? I'm stressting cause we have a second mortgage that has a ballon payment in a couple of years and we'll have to refincance. Thanks for any help.

Aah this use to be one of my favorite charge cards. I started Green then went Gold and closed Green then added Blue. I was very proud that my Blue had a credit limit of 23,000. Noticed I said had. My husband's job has been bad for a couple of years now and I've been using some of my credit cards to pay bills. Well the other day I got a letter that they dropped my credit limit too 14,000. No warning or nothing I had used it a few days before and was freaking out that I might have gone over. I called and they said I was still good. I understand if they dropped the limit with all the activity latley on the other cc but geez they could have given me noticed. Anyway with the Gold charge card sometimes you only have a couple of weeks depending on when it falls. I've had it since 1990. I think it started with 1000.00. Then depending on your charges and history the up it. I once put a whole cruise on it. Good luck and be careful with the charge cards.

I can put it on my credit card and pay it. Should I pay the hospital or the collection agency? Thanks sorry for all the questions.

Ok i'll try to keep this brief . I have a medical account in collections and it is on my credit report. I am willing to pay it off in full is there any way that it can be taking off my credit report and if so how. I tried looking at Whychats site which is great but somehow it wasn't clicking . Mayby it's my lack of sleep. The bill is mine so that's not the issue. I've been paying on it. Oh I don't know if it makes a difference but it's from the hospital from when I had my DS. It was around the same time that my DH had to have double byepass surgery so we were very tight financilly. Anyway what should I do. Thanks again. Great site I wish I would have found it alot sooner.

Thanks everyone. I just called them on behalf of my husband and they told me that he can call to reactivate. But it does not mean they will. But they would be more than happy to assist opening up another one. And she did mention that they do run another credit check. Oh well I think i'm going to leave it alone. It only had a $5000.00 credit limit. Now off to dust off my paid off credit cards.

Hi everyone, This is my very first post. I'm so excited to be here. Anyway. My husband got a letter saying that his credit card was closed because of lack of activity. And here I was thinking we did a good thing by paying it off and not using it. Will be be negative on his credit? Or does it not affect it. Thanks.