Mia2mi

Can someone provide me with the link to the CC Application links. I can't seem to find amazon, borden books and others. I did a search but I get an error. Sorry for the trouble & thanks Mia

bump

Does it ounce back quick? Or does it take time?

I have a business account that I plan on depositing a substantial amount of money in. What are the possibilities of acquiring a line of credit with the banks if I do so? I figured some of you experts may be able to help. Thanks Mia

I just checked my EX & DNB and I finally got Paydex 80 EX & 80 DNB I just did my 2nd round off applications and got approved for: Dell: $5,000 HD ? Exxon ? Ofice Max ? No PG What I was wondering is, when you apply for Biz credit is it the same as when you apply for personal credit as to inq hurting your scores? I remember reading somewhere that someone's credit dropped due to several applications, but I couldn't find the link.

If your payment is due on the 1st you have until the 30th to pay before it's considered late. PP does not stop the late'

I wasn't sure, but thanks for the info. She Peed me off when she told me I had a paydex, but she couldn't tell me what it was until I bought the monitoring serivice. Thanks again.

I had 1 tradeline that was reporting negatively. I disputed the account, When I called for the update of the dispute they told that the Co. was unable to verify it, So they would be deleteing it. That's all I have. I recently got an office depot & a staples CC, But they are still not reporting.

I have a DNB # and an password for updates. With this do I get to see my paydex? I didn't think I had a paydex, cause it doen't show on updates, and when I called DNB to ask a question and was told by the deceptive Customer Service Rep. That I did have a paydex and that she could not tell me what it was and that in order to see it I had to buy the self monitoring program for a moderate $369.00. Shouldn't I be able to see it on the wwe.DBN.com/update? Thanks

bump

Check when the alert is triggered. I have mine to notify me whe there is a change of 1 pt on my report, so I'll always get a notification. Also the notifiction is usually a day or two late.

bump

I faxed a GW letter to WAMU for a 30 day late back in 3/05 I go a call from a Gentelman today. He basically asked me if I had made the payment back then, I said that I did. He then asked if I had any proof, and I informed him that I had moved to a different state (NJ to FL) and that I no longer had the same bank and that, I don't think I can find anything on it since it's been 3 years. Botom line is that WAMU policy is not to remove negative items that are actually true because it would be against the FCRA, How about that? Has anyone had any luck with them in the past? Should I try a different address or department? I was bumed , it's the only neg. item on my EQ report.

Of course they get an excellent rating from Executives. They should really ask the consumers that they screw day in and day out.

Are you getting your mortgage with a direct lender or a mortgage broker. If your CR was pulled over 30 days ago, a direct lender may pull again right before you close. If done through a mortgage broker the lender (bank) will do a pull through the broker (most of the time) which is a reissue and scores should remain the same if within 30 days. Usually inquiries within 90 days affect your scores at about 3 points per inquiry. If your scores are below 620 the impact is a lot higher. Hope this helps