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Discover don't like too many INQ's or new accts showing That's very True. I applied for a Discover Plat. Card a week a week ago, and was denied. It was a little crushing because I only have a few INQ's, and one new Acc. Maybe Discover is the new American Express?

Killing someone for not heating up a roast beef sandwhich?!?!? I'd hate to think what would happen if someone got his order wrong at a restaurant. All kiddin aside - this guy is sick and needs mental help!

I don't know if this happens to anyone else, but when I am approved for a new credit card, I feel so good. I don't do drugs, but I would imagine this feeling is similar. Also whenever my bank sends me a new debit card, I get this high-rush. It is not as powerful as when I am approved for credit though. I tell you, when I was approved for my American Express Gold card, something happened in my head. I felt so good. I felt the same rush when my gold card arrived in the mail. Is is normal? Does this happen to you guys/gals?

They wanted to charge me 12.1% When you say keep my cards to 30% utilization - what do you mean exactly? Thanks

Do you think that I should have all of the inquires erased from my reports. Maybe that would help?

Hi Everyone, This is my very first post. I am in need of help raising my fico scores. Last week I went to a car dealership and tried to get a used car. They wanted to charge me over $500 a month! I have been doing a little research and paid for all 3 of my fico scores. I am 21 years old living in Cal. My TU is 658 as of 4/10/06 My EF is 652 as of 4/13/06 My EXP is 685 as of 4/10/06 I don't have any negitives on my credit report. I have a Wells Fargo Visa with a 2500.00 LOC and I owe only 1800 on it I have an American Express Blue Card with a 2000 LOC and Owe less than 100 and I have an AmEX GOLD Card with no limit. I owe about 4000.00 on that --- I have signed up with extended payments for that card. What shoud I do. Where should I start? Thanks