considerate

Husband just recently paid out BK in Feb 2010 and is looking for a car loan. Tried USAA and they stated that because he didn't have any family members that was part of the armed forces or he wasn't that is the reason that he did not get approved. But the cs rep did stat that if his grandparents or parents was part of the armed forces, then he can call back and let them know that info and once making that update, that they will do a reconsideration. Now Penfed stated that the reason for the denials is BK filing reported, length of time acct establish, and too few accts paid as agreed. He has not tried to rebuild his credit since coming out of Bk. What would be anyone suggestions. Credit scores: EQ: 626 TU: 617

Me and hubby brought home around 5yrs ago. The home is only in my name and i am the only one on title. Well I filed for bk back in July but because my husband is in Bk 13 and will be finished in Jan 10 we have not been able to make house payments. They are taking 1200.00/month from us and he is not making the overtime he used to but still is getting 40 hrs a week. Well we are behind in our house payments from sept until now and they have already sent foreclosure papers. (about 2 weeks ago) My husband wants to keep the house but when talking with our attorney, he stated that we could get a deal by continuing to pay the house payment, and then additional payments every month that could total up to 1k for the next 6mos starting in January. i just don't see any way we will be able to do that especially with husband going out for surgery on the 17th of Dec. He just have surgery on Nov 6 and I have surgery back in July and that is why our house payment got behind because we needed both incomes. I have talked to two mtg companies about refinancing but they said there is no way we can do that. If some one has some advice, it will surely be appreciated.

I just called them and they are requesting a $100.00 dollar deposit up to 5 lines. That does save me $1200 from Alltell but I just hate that the deposit is so much.

I will try them. i really need to get new phones

Is there any business credit i can get with no business credit history. I tried Alltel and they want me to pay $500 per line-----------which is like $1500. I told her noway. She said it because i don't have any business credit. Any suggestions will greatly be appreciated.

I am sorry but what does that mean?

Has anyone had any experiences about Drive Financial for car financing?

Will they do it with a bankruptcy as well.

My husband highest score is 615 and just been dismissed from his bk and wanted to know if we can get another vehicle that is bigger for our family. The jeep which is a 1996 has alot of miles and we want to trade it in. This car was under the bk but we want to pay it off by trading it in and just get another vehicle. Capital One has already turned us down. So we are trying to find out do anyone have suggestions on what financing we can use for our situation.

No. It is still with the original creditor.

Hello everyone. Do anyone here have a dispute letter with an original creditor to take a tradeline off husband's credit report. It was actually my acct but I added him as a authorize user and now they refuse to take it off his credit. I have disputed it twice and they will not take it off. Can they do this legally when technically he doesn't owe them for this account. Any advice will be greatly appreciated. We are trying to refinance our home by December.

Thanks. RobinB I justed wanted to know if this was a legitimate company. They claim that they can help you get financing with very low scores. I had never heard of them and wanted to check it out here first before I decide to work with them.

Do you finance loans yourself because we need to get someone quickly. I have a question, would it be best to do a tradein on the vehicle or just let them come and get them. The jeep has over 100k miles on it and the ford focus is approaching that as well. We need a bigger family vehicle. What companies do you suggest that we try first. Any answers will be greatly appreciated.

Credit Application: Your Age?55 Your Equifax Credit Score?431 Your Experian Credit Score? 534 Your TransUnion Credit Score? 520 How many years have you been on file with Equifax?13 How many years have you been on file with Experian? 13 How many years have you been on file with TransUnion? 13 YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY Do you have an open auto loan?yes (2) Will this open auto loan be a trade-in? hoping to do a trade in. How many late pays within the last 12 months on the currently open loan?1st car 2, 2nd car 0 How many late pays within the last 13-24 months on the currently open loan?0 Your current open auto loan is financed with?Citifiancial Your current open auto loan payment is? Payments was through bk 13 (dismissed) Estimated amount you may be upside down in this vehicle? 500.00 Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best)9 YOUR REVOLVING CREDIT HISTORY Total number of revolving account(s) you have?6 Total percentage utilized overall?1 card showing owing 290 on 300 limit How many of your revolving accounts are store cards?0 How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa)0 How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier)1 YOUR PERSONAL INFORMATION How long at your current residence?2 Do you Rent or have a Mortgage, or Live w/Relative or Other?mortgage Your Monthly Rent or Mortgage payment?1795.00 How long have you held your current job?9 Your total provable monthly gross income is?4480.00 Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return, or bank statements)paycheck Is there additional monthly income? What amount monthly? Describe the source. Is the additional monthly income provable? Spousal income is not applicable. YOUR DOWNPAYMENT Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.)2k Does any credit repository contain any Public Record?yes If yes, please very briefly describe. Does any credit repository contain any Collection Account(s)? If yes, please very briefly describe.yes (doctor bills with a charge off with verizon wireless. Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best)9 Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best)9 Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best)10 New or Used vehicle you are considering: Please very briefly describe. Used

They called my home and wanted me to refinance my loan through there company. Has anyone had any experience with this company.