WhipEffect

I owed $300 form 2006 and was able to re-open my account the same day it was paid. The branch just had to verify funds and then I was issued brand new acocunts. I just did this about 6 months ago. I asked them MANY...MANY times before I paid it. Good luck to you!

How does this work. My friend is willing to add me to their account. Will they still do a pull on me. How does the reporting work??

Hi I had an old account with providian in 1999 or 2000. Well, it fell off my credit report but now it is back reporting that it opened in 10/2007. I am so mad!!! Is it legal for to them put an old account that is past 7 YEARS ON my report. Any advice on what I should do??

what!! your joking right?

Thanks!!! They really be trying to get over on ya!

Yes

Congrats

I haven't been able to post what has been going on with me but I received a Household platinum card with a $300 credit limit. The thing is that I called them and told them that I was unaware of them charging me an annual fee and that I was going to pay the account in full and close the account. They gave me a $200 cli and asked me to stay. Not bad for a compulsive complainer!

I recently received a First Premier Platinum card along with a $400 credit limit. The thing is that they charged me the following which left me with a measly $178 avail. credit. PROGRAM FEE *FINANCE CHARGE* $95.00 ACCOUNT SET-UP FEE *FINANCE CHARGE* $29.00 MONTHLY SERVICING FEE *FIN CHG $6.00 ANNUAL FEE 09/07 THROUGH 08/08 $48.00 So I called and said that I was going to pay my account in full(I really wasn't though) and close the account because I had been working so hard till I neglected to examine my statement carefully. I also told them that I would continue on with my other cards that didn't charge all this nonsense. So as a result, I got them to drop $124 in charges.......and oh I didn't pay my bill in full!!! I'm getting rid of them once everything gets back on track with my credit!!

Okay, well I guess I will wait on my official results from Equifax then! Thanks!

I disputed it a couple days ago. How did you get reinvestigation results in two days???????????????????? The CRA computer show it that way REMAINS Oh great!

I disputed it a couple days ago. How did you get reinvestigation results in two days???????????????????? I disputed online!

I disputed it a couple days ago.

So where do I go from here?

I received an alert and it stated the following about a tl that I disputed: [Equifax] Merchant and consumer disagree on various particulars regarding merchandise, terms of agreement or amount owing. So what does this mean? It was verified? What do I have to do next?