Cred159

I'm in the same boat as you guys - all 3 reports clean except 120 day lates on student loans while serviced by Chase in 2008 and 2009. Chase has since stop servicing and ACS has taken over – never have been late with ACS. Two GW letters to Chase have been denied, sent a third last week to a VP, explaining my Forbearance situation and asking them to remove the lates. If these lates would come I'd be so happy. My current FICO TU is 710 and FICO EQ is 696.