jpace7

For my Lender I had to have 4 months of (mortgage) reserve and and 6K in the bank, No non-medical collections over $500 All the reserves had to be seasoned. If I had a 640 when I applied there would have been no reserve requirement

Congrats I started my VA loan process back in may with a 612 middle score. I wish I had waited. I still haven't closed yet because of all the overlays associated with my low score. The fumy thing is my Mortgage scores are now above 640. I hate score chasing but I wish I had waited. I would have avoided all the overlays and life would have been easier.

Sorry for the late reply, but I was in the middle of getting a new Mortgage well almost....... I have been reconditioned 8 times but I am glad Ocwen was able to help.

No problem I glad they were able to help, Ocwen is changing a little... they are getting a little better

@frenchy69 What did Ocwen say, are they going to be able to help you?

Yes I called and they will remove one late as a courtesy, and they will take disputes, they resolved a dispute with me and I was very happy with the results. It was involving military SCRA and late payments

Call the Ocwen Ombudsman they are very helpful 800-390-4656