gsxraddict

Yeah I want about 4 at once and then not use my credit for a couple of years. App Spree, I guess.

4 open positive revolving accounts 2 open installment loans AAA 4 years No negatives except one 43 month old 30 day late. Score is 730. #MAGA

I opted out years ago but I've opted back in about a year ago but the offers never came. The 5 year limit would have passed by now anyway.

I don't know why but I only get about 1 CC offer every year and normally it's First Premier Bank even though my credit score is established over 700. I prequalified checked on AA, Discover, City and Cap 1 and they all found no results. Since I attempted to prequalify, will they start mailing me offers in the mail now? because that's what I want.

They added 2 separate collections on my report from the same company. They split it to screw my credit report. They never sent me a 30 day notice, what do I do? I've worked hard to repair my credit and they hit me out of no where on a small collection, under 350 bucks total.

I have the documentation, but the collection agncy is enhanced recovery company.

I got the initial contact from a CA warning me that they were about to report a debt to the CRA's. I immediately DV'ed them and heard nothing back until today. This was back in Septemeber I believe. Today they sent me debt verification and said they are going to persue the debt and attached a bill of the original debt. Don't they have a 30-60 day window to respond to my DV, and aren't they past their window? on the bill it's dating july 2010, so they are pursuing an old debt for 230.00 What do I do now?

nice work

I got a job offer, signed it. I'm going back to Kuwait for the 2nd time. I brought the signed offer in, my passport showing I already went. I didn't think that I'd get an account, but it was painless; they didn't even make me fill out the whole application. I told her I'm getting married on the 16th before I go, and could use a credit card for the wedding and rings so I have some cash savings for an emergency. Approved in less than 1 min for $5,000!! I currently have had a 500 and 300 card open for 6 months with other banks. No late payments in 3+ years on any account and FAKO of 608 (FICO 605). They pulled EQ and TU. I'm excited, 5k is a huge improvement and will really help that 300% util ratio on my 0 balance credit cards (thanks to a 5 year old crap1 charge off that's been paid). I think my Fico will increase a lot by limit increase alone. Later I went to Vystar CU and asked them to raise my credit limit on my $500 secured card or unsecure it. I was denied, the guy processing my app said he is going to appeal it. I make an upwards of 170k/year with no real debt except a truck payment (will be paid off in 3 months). Don't see any excuse from being treated like a deadbeat peon at Vystar. I haven't overdrawn, bounced a check or missed a bill with them or anyone else since 2009. NFCU will be my primary bank now.

CCT is a daily puller during the trial period only, I too got scammed on this by intentionally not cancelling at the end of the trial. Sign up and cancel

YOU HAVE TO dispute with the CRA's or you don't have a leg to stand on. Do it now

No this is simple, did you answer the summons? If you already did file a motion to dismiss with prejudice it's out of SOL; I know you SOL is 3 years in your state; but CRAP1 is limited to 3 years anyway in any state because of their user agreement being governed by VA laws. (not legal advice, just giving opinions)