I currently have 19,000 in CC debt and 25,000 in a car loan. The CC interest rates are from 18 to 29 percent. Car Loan is at 8 percent. Current on all loans but that leaves me with virtually nothing after my other expenses are paid (food, shelter, utilities ect.). Have $5 (literally) in savings and not able to save with this and that and everything else coming up. Need a new water heater but can't afford it ... just a matter of time till it goes. Going into winter and need a new roof but definitely can't afford $3500 to have one put on. Roof sagging ... just hope it doesn't fall through. Living in mobile home worth maybe 12K. If roof gives out, looking at maybe becoming homeless.
I need to do something. Any ideas?
