Move-Up Homebuyer's Credit

[undecided]

Just read today (LA Times) that the IRS will be asking for copies of the HUD-1 when you submit your request for the $6,500 credit. While I understand and agree with fraud prevention, I'm wondering how this affects people like me who have made an all-cash offer. Can the escrow agent provide a HUD-1? Or must it be provided by a (non-existent) lender?

 

(see also my initial post: http://creditboards.com/forums/index.php?showtopic=415791 )

[bagged]

hud-1 comes from the title company, at least IME

[resqume1]

HUD-1 does'nt have anything to do with a mortgage. It shows all of the money changing hands, who gets what, who brings what etc. If you are'nt getting a mortgage that line is just left off the paper.

[jop3]

Other posters have it right. The HUD 1 is done up by the closer, not the mortgage company. You'll have one, too.

[undecided]

Thanks, all.