Expired MC billed with incorrect billing address

[bedeo]

Hi all,

 

This is my first post, so I apologize if I am in the wrong section of the forums. I did search for this, but could not find anything.

 

About 18 months ago I registered a domain; in the fine print it included an auto-renew (1&1 internet) and permission to bill my credit card for it. I missed this. For the sake of organization at the time, I provided a USA based postal address as a contact point for the domain; I did not provide this address as a billling address. In fact, they do not even have the billing address for my -New Zealand based- Master Card.

 

The card expired a few months ago, and they attempted to charge it after this, using the USA based address as a billing address. I received no notice that billing had failed (to either address). This month I received a collections notice for the amount that they failed to charge to my MC, plus $18.95 collection. As I do have a credit score in the USA, this is worrysome.

 

So, my question is this. Can the company legally bill my credit card without actually having the correct billing address? The MC was issued in New Zealand, but they're billing to an address in the USA.

 

I did not challenge the billing the first time as I did register the domain. However, as I received -nothing- in the way of payment reminders, or invoices, I plan to try to deal with this.

[whar8]

Your bank issuer of this card should be your point of contact. MasterCard is only the card network/brand. They have little to do with the dispute/charge.

 

Not sure on your specific question though.

 

Good luck and report back.

Edited August 14, 2008 by whar8